Ballston Spa Bancorp Statistics
Total Valuation
BSPA has a market cap or net worth of 46.60 million.
| Market Cap | 46.60M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, August 21, 2025.
| Earnings Date | Aug 21, 2025 |
| Ex-Dividend Date | Jun 3, 2025 |
Share Statistics
BSPA has 742,663 shares outstanding. The number of shares has decreased by -0.03% in one year.
| Current Share Class | 742,663 |
| Shares Outstanding | 742,663 |
| Shares Change (YoY) | -0.03% |
| Shares Change (QoQ) | +0.37% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 3.12% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 8.78.
| PE Ratio | 8.78 |
| Forward PE | n/a |
| PS Ratio | 1.69 |
| PB Ratio | 0.71 |
| P/TBV Ratio | 0.71 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.38%.
| Return on Equity (ROE) | 8.38% |
| Return on Assets (ROA) | 0.61% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 248,955 |
| Profits Per Employee | 47,811 |
| Employee Count | 111 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BSPA has paid 1.25 million in taxes.
| Income Tax | 1.25M |
| Effective Tax Rate | 19.00% |
Stock Price Statistics
The stock price has increased by +16.20% in the last 52 weeks. The beta is -0.21, so BSPA's price volatility has been lower than the market average.
| Beta (5Y) | -0.21 |
| 52-Week Price Change | +16.20% |
| 50-Day Moving Average | 62.24 |
| 200-Day Moving Average | 60.39 |
| Relative Strength Index (RSI) | 72.97 |
| Average Volume (20 Days) | 141 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, BSPA had revenue of 27.63 million and earned 5.31 million in profits. Earnings per share was 7.15.
| Revenue | 27.63M |
| Gross Profit | 27.63M |
| Operating Income | 7.42M |
| Pretax Income | 6.55M |
| Net Income | 5.31M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 7.15 |
Balance Sheet
The company has 25.49 million in cash and 82.55 million in debt, giving a net cash position of -57.06 million or -76.83 per share.
| Cash & Cash Equivalents | 25.49M |
| Total Debt | 82.55M |
| Net Cash | -57.06M |
| Net Cash Per Share | -76.83 |
| Equity (Book Value) | 66.08M |
| Book Value Per Share | 88.88 |
| Working Capital | -758.60M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 26.85% |
| Pretax Margin | 23.71% |
| Profit Margin | 19.20% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.32, which amounts to a dividend yield of 2.10%.
| Dividend Per Share | 1.32 |
| Dividend Yield | 2.10% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.03% |
| Shareholder Yield | 2.13% |
| Earnings Yield | 11.39% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |