Cullman Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	31.6	19.24	13.04	36.65	61.94	60.36
Investment Securities	21.94	15.31	18.44	19.17	19.64	15.99
Mortgage-Backed Securities	-	7.79	9.92	11.1	1.67	2.89
Total Investments	21.94	23.1	28.36	30.28	21.31	18.88
Gross Loans	360.14	358.59	342.68	332.79	254.61	234.33
Allowance for Loan Losses	-2.9	-2.88	-3.27	-2.84	-2.41	-2.36
Other Adjustments to Gross Loans	-	-0.01	-0.01	-0.01	-0.05	-0.17
Net Loans	357.25	355.7	339.4	329.94	252.16	231.8
Property, Plant & Equipment	16.76	17.17	14.03	10.85	9.48	8.58
Loans Held for Sale	-	-	-	-	-	0.17
Accrued Interest Receivable	1.53	1.34	1.26	1.16	0.78	1
Long-Term Deferred Tax Assets	1.99	2.25	2.44	2.19	1.32	0.85
Other Real Estate Owned & Foreclosed	0.28	-	-	0.05	0.4	0.43
Other Long-Term Assets	14.34	13.45	13.12	12.11	7.32	6.78
Total Assets	445.69	432.25	411.64	423.23	354.71	331.4
Interest Bearing Deposits	273.81	212.93	220.31	135.97	125.27	115.99
Institutional Deposits	-	55.69	36.4	140.7	93.4	86.6
Non-Interest Bearing Deposits	12.91	11.49	12.3	16.28	13.35	14.38
Total Deposits	286.72	280.12	269	292.95	232.02	216.96
Accrued Interest Payable	0.48	0.39	0.24	0.16	0.06	0.1
Federal Home Loan Bank Debt, Long-Term	55	45	35	25	18.5	53.5
Long-Term Leases	-	0.03	0.06	-	-	-
Other Long-Term Liabilities	7.67	6.47	5.61	4.94	4.39	3.96
Total Liabilities	349.87	332	309.91	323.05	254.98	274.52
Common Stock	0.06	0.07	0.07	0.07	0.07	0.02
Additional Paid-In Capital	36.42	43.83	48.08	50.16	49.67	6.69
Retained Earnings	64.08	61.98	59.34	56.56	53.27	49.68
Comprehensive Income & Other	-4.74	-5.62	-5.76	-6.61	-3.28	0.49
Shareholders' Equity	95.82	100.25	101.74	100.18	99.73	56.88
Total Liabilities & Equity	445.69	432.25	411.64	423.23	354.71	331.4
Total Debt	55	45.03	35.06	25	18.5	53.5
Net Cash (Debt)	-23.4	-25.79	-22.02	11.65	43.44	6.86
Net Cash Growth	-	-	-	-73.19%	533.12%	-
Net Cash Per Share	-	-3.94	-3.07	1.66	6.24	1.03
Filing Date Shares Outstanding	-	6.51	6.98	7.38	7.41	6.95
Total Common Shares Outstanding	-	6.51	7.02	7.39	7.41	6.94
Book Value Per Share	-	15.40	14.49	13.55	13.47	8.19
Tangible Book Value	95.82	100.25	101.74	100.18	99.73	56.88
Tangible Book Value Per Share	-	15.40	14.49	13.55	13.47	8.19

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.