Cullman Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	30.81	17.06	19.24	13.04	36.65	61.94
Investment Securities	21.31	15.02	15.31	18.44	19.17	19.64
Mortgage-Backed Securities	-	6.83	7.79	9.92	11.1	1.67
Total Investments	21.31	21.85	23.1	28.36	30.28	21.31
Gross Loans	378.46	363.72	358.59	342.68	332.79	254.61
Allowance for Loan Losses	-2.84	-2.9	-2.88	-3.27	-2.84	-2.41
Other Adjustments to Gross Loans	-	-0.01	-0.01	-0.01	-0.01	-0.05
Net Loans	375.62	360.81	355.7	339.4	329.94	252.16
Property, Plant & Equipment	16.42	16.82	17.17	14.03	10.85	9.48
Accrued Interest Receivable	1.61	1.55	1.34	1.26	1.16	0.78
Long-Term Deferred Tax Assets	1.96	1.94	2.25	2.44	2.19	1.32
Other Real Estate Owned & Foreclosed	-	-	-	-	0.05	0.4
Other Long-Term Assets	14.41	13.81	13.45	13.12	12.11	7.32
Total Assets	462.13	433.85	432.25	411.64	423.23	354.71
Interest Bearing Deposits	292.04	214.32	212.93	220.31	135.97	125.27
Institutional Deposits	-	58.28	55.69	36.4	140.7	93.4
Non-Interest Bearing Deposits	13.6	12.62	11.49	12.3	16.28	13.35
Total Deposits	305.64	285.22	280.12	269	292.95	232.02
Current Portion of Leases	-	0.08	-	-	-	-
Accrued Interest Payable	0.54	0.45	0.39	0.24	0.16	0.06
Federal Home Loan Bank Debt, Long-Term	55	45	45	35	25	18.5
Long-Term Leases	-	0.12	0.03	0.06	-	-
Other Long-Term Liabilities	6.6	6.82	6.47	5.61	4.94	4.39
Total Liabilities	367.78	337.69	332	309.91	323.05	254.98
Common Stock	0.06	0.06	0.07	0.07	0.07	0.07
Additional Paid-In Capital	33.69	35.32	43.83	48.08	50.16	49.67
Retained Earnings	65.16	65.21	61.98	59.34	56.56	53.27
Comprehensive Income & Other	-4.55	-4.44	-5.62	-5.76	-6.61	-3.28
Shareholders' Equity	94.35	96.15	100.25	101.74	100.18	99.73
Total Liabilities & Equity	462.13	433.85	432.25	411.64	423.23	354.71
Total Debt	55	45.2	45.03	35.06	25	18.5
Net Cash (Debt)	-24.19	-28.14	-25.79	-22.02	11.65	43.44
Net Cash Growth	-	-	-	-	-73.19%	533.12%
Net Cash Per Share	-4.29	-4.75	-3.94	-3.07	1.66	6.24
Filing Date Shares Outstanding	5.64	5.64	6.51	6.98	7.38	7.41
Total Common Shares Outstanding	5.64	5.64	6.51	7.02	7.39	7.41
Book Value Per Share	16.72	17.04	15.40	14.49	13.55	13.47
Tangible Book Value	94.35	96.15	100.25	101.74	100.18	99.73
Tangible Book Value Per Share	16.72	17.04	15.40	14.49	13.55	13.47

Source: S&P Global Market Intelligence. Banks template. Financial Sources.