Cullman Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	17.06	19.24	13.04	36.65	61.94
Investment Securities	15.02	15.31	18.44	19.17	19.64
Mortgage-Backed Securities	6.83	7.79	9.92	11.1	1.67
Total Investments	21.85	23.1	28.36	30.28	21.31
Gross Loans	363.72	358.59	342.68	332.79	254.61
Allowance for Loan Losses	-2.9	-2.88	-3.27	-2.84	-2.41
Other Adjustments to Gross Loans	-0.01	-0.01	-0.01	-0.01	-0.05
Net Loans	360.81	355.7	339.4	329.94	252.16
Property, Plant & Equipment	16.82	17.17	14.03	10.85	9.48
Accrued Interest Receivable	1.55	1.34	1.26	1.16	0.78
Long-Term Deferred Tax Assets	1.94	2.25	2.44	2.19	1.32
Other Real Estate Owned & Foreclosed	-	-	-	0.05	0.4
Other Long-Term Assets	13.81	13.45	13.12	12.11	7.32
Total Assets	433.85	432.25	411.64	423.23	354.71
Interest Bearing Deposits	214.32	212.93	220.31	135.97	125.27
Institutional Deposits	58.28	55.69	36.4	140.7	93.4
Non-Interest Bearing Deposits	12.62	11.49	12.3	16.28	13.35
Total Deposits	285.22	280.12	269	292.95	232.02
Current Portion of Leases	0.08	-	-	-	-
Accrued Interest Payable	0.45	0.39	0.24	0.16	0.06
Federal Home Loan Bank Debt, Long-Term	45	45	35	25	18.5
Long-Term Leases	0.12	0.03	0.06	-	-
Other Long-Term Liabilities	6.82	6.47	5.61	4.94	4.39
Total Liabilities	337.69	332	309.91	323.05	254.98
Common Stock	0.06	0.07	0.07	0.07	0.07
Additional Paid-In Capital	35.32	43.83	48.08	50.16	49.67
Retained Earnings	65.21	61.98	59.34	56.56	53.27
Comprehensive Income & Other	-4.44	-5.62	-5.76	-6.61	-3.28
Shareholders' Equity	96.15	100.25	101.74	100.18	99.73
Total Liabilities & Equity	433.85	432.25	411.64	423.23	354.71
Total Debt	45.2	45.03	35.06	25	18.5
Net Cash (Debt)	-28.14	-25.79	-22.02	11.65	43.44
Net Cash Growth	-	-	-	-73.19%	533.12%
Net Cash Per Share	-4.75	-3.94	-3.07	1.66	6.24
Filing Date Shares Outstanding	5.64	6.51	6.98	7.38	7.41
Total Common Shares Outstanding	5.64	6.51	7.02	7.39	7.41
Book Value Per Share	17.04	15.40	14.49	13.55	13.47
Tangible Book Value	96.15	100.25	101.74	100.18	99.73
Tangible Book Value Per Share	17.04	15.40	14.49	13.55	13.47

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.