Cullman Bancorp Statistics
Total Valuation
Cullman Bancorp has a market cap or net worth of 77.13 million.
| Market Cap | 77.13M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, April 24, 2026.
| Earnings Date | Apr 24, 2026 |
| Ex-Dividend Date | Feb 2, 2026 |
Share Statistics
Cullman Bancorp has 5.51 million shares outstanding. The number of shares has decreased by -9.60% in one year.
| Current Share Class | 5.51M |
| Shares Outstanding | 5.51M |
| Shares Change (YoY) | -9.60% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 20.90.
| PE Ratio | 20.90 |
| Forward PE | n/a |
| PS Ratio | 4.33 |
| PB Ratio | 0.80 |
| P/TBV Ratio | 0.80 |
| P/FCF Ratio | 13.52 |
| P/OCF Ratio | 13.03 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.92 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.12%.
| Return on Equity (ROE) | 4.12% |
| Return on Assets (ROA) | 0.93% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.91% |
| Revenue Per Employee | 312,193 |
| Profits Per Employee | 69,544 |
| Employee Count | 57 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Cullman Bancorp has paid 1.08 million in taxes.
| Income Tax | 1.08M |
| Effective Tax Rate | 21.06% |
Stock Price Statistics
The stock price has increased by +38.75% in the last 52 weeks. The beta is 0.07, so Cullman Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.07 |
| 52-Week Price Change | +38.75% |
| 50-Day Moving Average | 13.09 |
| 200-Day Moving Average | 11.42 |
| Relative Strength Index (RSI) | 66.36 |
| Average Volume (20 Days) | 1,222 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 10.96 |
Income Statement
In the last 12 months, Cullman Bancorp had revenue of 17.80 million and earned 3.96 million in profits. Earnings per share was 0.67.
| Revenue | 17.80M |
| Gross Profit | 17.80M |
| Operating Income | 5.38M |
| Pretax Income | 5.12M |
| Net Income | 3.96M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.67 |
Balance Sheet
The company has 17.06 million in cash and 45.20 million in debt, with a net cash position of -28.14 million or -5.11 per share.
| Cash & Cash Equivalents | 17.06M |
| Total Debt | 45.20M |
| Net Cash | -28.14M |
| Net Cash Per Share | -5.11 |
| Equity (Book Value) | 96.15M |
| Book Value Per Share | 17.04 |
| Working Capital | -267.14M |
Cash Flow
In the last 12 months, operating cash flow was 5.92 million and capital expenditures -216,000, giving a free cash flow of 5.71 million.
| Operating Cash Flow | 5.92M |
| Capital Expenditures | -216,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -10,000 |
| Free Cash Flow | 5.71M |
| FCF Per Share | 1.04 |
Margins
| Gross Margin | n/a |
| Operating Margin | 30.22% |
| Pretax Margin | 28.79% |
| Profit Margin | 22.73% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.06% |
Dividends & Yields
This stock pays an annual dividend of 0.12, which amounts to a dividend yield of 0.86%.
| Dividend Per Share | 0.12 |
| Dividend Yield | 0.86% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 20.02% |
| Buyback Yield | 9.60% |
| Shareholder Yield | 10.46% |
| Earnings Yield | 5.14% |
| FCF Yield | 7.40% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on July 15, 2021. It was a forward split with a ratio of 2.8409.
| Last Split Date | Jul 15, 2021 |
| Split Type | Forward |
| Split Ratio | 2.8409 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |