Cullman Bancorp Statistics
Total Valuation
Cullman Bancorp has a market cap or net worth of 85.84 million.
| Market Cap | 85.84M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, August 5, 2026.
| Earnings Date | Aug 5, 2026 |
| Ex-Dividend Date | Feb 2, 2026 |
Share Statistics
Cullman Bancorp has 5.29 million shares outstanding.
| Current Share Class | 5.29M |
| Shares Outstanding | 5.29M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 24.44.
| PE Ratio | 24.44 |
| Forward PE | n/a |
| PS Ratio | 4.97 |
| PB Ratio | 0.91 |
| P/TBV Ratio | 0.91 |
| P/FCF Ratio | 15.05 |
| P/OCF Ratio | 14.50 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 9.64 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.95%.
| Return on Equity (ROE) | 3.95% |
| Return on Assets (ROA) | 0.86% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.96% |
| Revenue Per Employee | 303,088 |
| Profits Per Employee | 65,772 |
| Employee Count | 57 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Cullman Bancorp has paid 1.03 million in taxes.
| Income Tax | 1.03M |
| Effective Tax Rate | 21.19% |
Stock Price Statistics
The stock price has increased by +47.64% in the last 52 weeks. The beta is 0.11, so Cullman Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.11 |
| 52-Week Price Change | +47.64% |
| 50-Day Moving Average | 15.37 |
| 200-Day Moving Average | 12.71 |
| Relative Strength Index (RSI) | 59.26 |
| Average Volume (20 Days) | 2,559 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 5.55 |
Income Statement
In the last 12 months, Cullman Bancorp had revenue of 17.28 million and earned 3.75 million in profits. Earnings per share was 0.66.
| Revenue | 17.28M |
| Gross Profit | 17.28M |
| Operating Income | 5.11M |
| Pretax Income | 4.86M |
| Net Income | 3.75M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.66 |
Balance Sheet
The company has 30.81 million in cash and 55.00 million in debt, with a net cash position of -24.19 million or -4.58 per share.
| Cash & Cash Equivalents | 30.81M |
| Total Debt | 55.00M |
| Net Cash | -24.19M |
| Net Cash Per Share | -4.58 |
| Equity (Book Value) | 94.35M |
| Book Value Per Share | 16.72 |
| Working Capital | -273.76M |
Cash Flow
In the last 12 months, operating cash flow was 5.92 million and capital expenditures -216,000, giving a free cash flow of 5.71 million.
| Operating Cash Flow | 5.92M |
| Capital Expenditures | -216,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -10,000 |
| Free Cash Flow | 5.71M |
| FCF Per Share | 1.08 |
Margins
| Gross Margin | n/a |
| Operating Margin | 29.60% |
| Pretax Margin | 28.13% |
| Profit Margin | 22.17% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.06% |
Dividends & Yields
This stock pays an annual dividend of 0.12, which amounts to a dividend yield of 0.74%.
| Dividend Per Share | 0.12 |
| Dividend Yield | 0.74% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | 0.74% |
| Earnings Yield | 4.37% |
| FCF Yield | 6.65% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on July 15, 2021. It was a forward split with a ratio of 2.8409.
| Last Split Date | Jul 15, 2021 |
| Split Type | Forward |
| Split Ratio | 2.8409 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |