Cullman Bancorp, Inc. (CULL)

Cullman Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Feb 21, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	66	75	85	91	50	63
Market Cap Growth	-12.46%	-11.90%	-6.43%	80.69%	-20.02%	2.55%
Last Close Price	10.20	10.52	11.11	11.76	7.31	9.03
PE Ratio	20.33	19.21	20.61	52.45	14.36	16.87
PS Ratio	4.32	4.55	5.21	7.00	3.99	4.99
PB Ratio	0.70	0.74	0.85	0.91	0.88	1.18
P/FCF Ratio	70.85	33.60	21.14	23.19	16.70	15.07
P/OCF Ratio	11.48	12.79	14.75	17.40	14.61	14.04
Debt / Equity Ratio	0.44	0.34	0.25	0.19	0.94	0.96
Debt / FCF Ratio	48.18	15.71	6.21	4.72	17.75	12.34
Return on Equity (ROE)	3.62%	3.92%	4.18%	2.23%	6.43%	-
Return on Assets (ROA)	0.87%	0.95%	1.08%	0.51%	1.13%	-
Earnings Yield	5.47%	5.27%	4.92%	1.92%	7.05%	5.93%
FCF Yield	1.41%	2.98%	4.73%	4.31%	5.99%	6.63%
Dividend Yield	1.18%	1.14%	1.08%	1.02%	1.69%	1.36%
Payout Ratio	23.99%	22.41%	21.25%	48.97%	23.43%	22.47%
Buyback Yield / Dilution	-1.97%	-2.46%	-0.58%	-4.16%	1.42%	-
Total Shareholder Return	-0.79%	-1.32%	0.50%	-3.14%	3.10%	1.36%

Source: S&P Capital IQ. Banks template. Financial Sources.