Dacotah Banks Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	245.69	234.25	206.02	156.68	110.03	110.23
Interest Income on Investments	20.05	19.71	18.06	16.58	14.79	8.08
Total Interest Income	265.74	253.95	224.08	173.26	124.82	118.31
Interest Paid on Deposits	87.79	92.62	92.42	55.61	8.81	6.57
Interest Paid on Borrowings	0.3	0.27	1.88	0.94	0.28	0.41
Total Interest Expense	88.1	92.89	94.3	56.55	9.09	6.97
Net Interest Income	177.65	161.07	129.79	116.71	115.73	111.34
Net Interest Income Growth	22.47%	24.10%	11.20%	0.85%	3.95%	7.63%
Trust Income	3.6	3.36	2.83	2.41	2.7	2.45
Mortgage Banking Activities	0.94	1.06	0.59	1.51	2.58	2.17
Other Non-Interest Income	25.54	26.11	18.39	19.2	18.68	19.57
Total Non-Interest Income	34.42	34.23	24.89	25.78	26.66	26.57
Non-Interest Income Growth	13.57%	37.56%	-3.47%	-3.32%	0.35%	9.22%
Revenues Before Loan Losses	212.07	195.3	154.67	142.49	142.39	137.91
Provision for Loan Losses	13.4	6	2.1	0.9	-2	-0.6
Revenue	198.67	189.3	152.57	141.59	144.39	138.51
Revenue Growth	15.06%	24.07%	7.75%	-1.94%	4.25%	16.43%
Salaries and Employee Benefits	91.79	87.48	77.33	73.13	57.17	58.48
Occupancy Expenses	5.5	5.47	5.47	5.64	5.5	5.34
Federal Deposit Insurance	4.03	3.34	2.91	1.76	0.97	0.86
Selling, General & Administrative	13.33	12.75	11.72	10.97	13.68	2.93
Other Non-Interest Expense	24.13	23.24	21.68	19.02	15.23	22.24
Total Non-Interest Expense	138.78	132.28	119.1	110.52	92.55	89.85
EBT Excluding Unusual Items	59.88	57.02	33.47	31.08	51.84	48.66
Pretax Income	59.88	57.02	33.47	31.08	51.84	48.66
Income Tax Expense	11.13	10.27	3.74	4.91	11.14	10.96
Net Income	48.76	46.75	29.73	26.17	40.71	37.7
Net Income to Common	48.76	46.75	29.73	26.17	40.71	37.7
Net Income Growth	14.33%	57.27%	13.61%	-35.72%	7.98%	27.36%
Basic Shares Outstanding	11	11	11	11	11	11
Diluted Shares Outstanding	11	11	11	11	11	11
Shares Change	-1.02%	-0.44%	-0.40%	-0.04%	0.09%	-0.15%
EPS (Basic)	4.41	4.20	2.66	2.33	3.63	3.36
EPS (Diluted)	4.41	4.20	2.66	2.33	3.63	3.36
EPS Growth	15.51%	57.97%	14.07%	-35.70%	7.88%	27.55%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.680	0.620	0.600	0.700	0.650	0.600
Dividend Growth	13.33%	3.33%	-14.29%	7.69%	8.33%	11.11%
Effective Tax Rate	18.58%	18.00%	11.18%	15.80%	21.48%	22.52%