EXSR Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	188.27	134.88	35.65	48.37	472.97
Investment Securities	745.05	804.27	1,497	823.74	842.97
Mortgage-Backed Securities	493.77	581.09	-	752.91	581.28
Total Investments	1,239	1,385	1,497	1,577	1,424
Gross Loans	1,731	1,619	1,595	1,511	1,513
Allowance for Loan Losses	-33.87	-35.1	-41.27	-43.54	-43.85
Other Adjustments to Gross Loans	-0.01	-0.08	-	-1.06	-2.92
Net Loans	1,698	1,583	1,553	1,466	1,466
Property, Plant & Equipment	23.77	24.47	17.47	25.43	26.66
Accrued Interest Receivable	12.18	11.9	-	11.58	11.58
Restricted Cash	-	-	53.97	-	-
Long-Term Deferred Tax Assets	38.71	58.15	-	75.29	14.78
Other Real Estate Owned & Foreclosed	-	-	-	0.31	-
Other Long-Term Assets	90.79	87.25	193.52	115.4	105.79
Total Assets	3,305	3,300	3,366	3,334	3,537
Interest Bearing Deposits	1,834	1,753	1,861	1,825	1,890
Institutional Deposits	177.96	176.88	-	51.17	56.53
Non-Interest Bearing Deposits	863.67	902.32	977.43	1,190	1,233
Total Deposits	2,875	2,832	2,839	3,066	3,179
Short-Term Borrowings	-	-	-	20	-
Current Portion of Leases	1.98	-	-	1.68	-
Accrued Interest Payable	1.48	1.76	-	0.43	0.52
Long-Term Debt	-	-	225	-	-
Federal Home Loan Bank Debt, Long-Term	40	140	-	-	-
Long-Term Leases	4.62	7.23	-	6.53	7.94
Other Long-Term Liabilities	35.11	38.25	47.43	37.46	29.97
Total Liabilities	2,958	3,020	3,111	3,132	3,218
Common Stock	4.29	4.29	255.41	4.29	4.29
Additional Paid-In Capital	46.03	46.03	-	46.03	46.03
Retained Earnings	352.65	331.59	-	305.37	276.29
Comprehensive Income & Other	-56.23	-101.09	-	-153.66	-7.4
Shareholders' Equity	346.73	280.81	255.41	202.02	319.2
Total Liabilities & Equity	3,305	3,300	3,366	3,334	3,537
Total Debt	46.61	147.23	225	28.21	7.94
Net Cash (Debt)	141.66	-12.35	-189.36	21.16	482.03
Net Cash Growth	-	-	-	-95.61%	33.51%
Net Cash Per Share	82.63	-7.21	-110.45	12.34	281.17
Filing Date Shares Outstanding	1.71	1.71	1.71	1.71	1.71
Total Common Shares Outstanding	1.71	1.71	1.71	1.71	1.71
Book Value Per Share	202.25	163.80	148.98	117.84	186.19
Tangible Book Value	346.73	280.81	255.41	202.02	319.2
Tangible Book Value Per Share	202.25	163.80	148.98	117.84	186.19

Source: S&P Global Market Intelligence. Banks template. Financial Sources.