Exchange Bank Statistics
Total Valuation
Exchange Bank has a market cap or net worth of 253.72 million.
| Market Cap | 253.72M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, May 5, 2026.
| Earnings Date | May 5, 2026 |
| Ex-Dividend Date | Mar 6, 2026 |
Share Statistics
Exchange Bank has 1.71 million shares outstanding. The number of shares has decreased by -0.04% in one year.
| Current Share Class | 1.71M |
| Shares Outstanding | 1.71M |
| Shares Change (YoY) | -0.04% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 0.83% |
| Owned by Institutions (%) | 8.51% |
| Float | 835,339 |
Valuation Ratios
The trailing PE ratio is 7.96.
| PE Ratio | 7.96 |
| Forward PE | n/a |
| PS Ratio | 2.10 |
| PB Ratio | 0.72 |
| P/TBV Ratio | 0.72 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.79%.
| Return on Equity (ROE) | 9.79% |
| Return on Assets (ROA) | 0.97% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.42% |
| Revenue Per Employee | 301,848 |
| Profits Per Employee | 79,653 |
| Employee Count | 400 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Exchange Bank has paid 9.69 million in taxes.
| Income Tax | 9.69M |
| Effective Tax Rate | 23.32% |
Stock Price Statistics
The stock price has increased by +34.26% in the last 52 weeks. The beta is 0.16, so Exchange Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.16 |
| 52-Week Price Change | +34.26% |
| 50-Day Moving Average | 144.21 |
| 200-Day Moving Average | 122.17 |
| Relative Strength Index (RSI) | 56.38 |
| Average Volume (20 Days) | 939 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Exchange Bank had revenue of 120.74 million and earned 31.86 million in profits. Earnings per share was 18.59.
| Revenue | 120.74M |
| Gross Profit | 120.74M |
| Operating Income | 43.09M |
| Pretax Income | 41.55M |
| Net Income | 31.86M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 18.59 |
Balance Sheet
The company has 29.22 million in cash and 40.00 million in debt, with a net cash position of -10.78 million or -6.29 per share.
| Cash & Cash Equivalents | 29.22M |
| Total Debt | 40.00M |
| Net Cash | -10.78M |
| Net Cash Per Share | -6.29 |
| Equity (Book Value) | 350.06M |
| Book Value Per Share | 204.25 |
| Working Capital | -2.66B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 35.69% |
| Pretax Margin | 34.41% |
| Profit Margin | 26.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 5.20, which amounts to a dividend yield of 3.51%.
| Dividend Per Share | 5.20 |
| Dividend Yield | 3.51% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.04% |
| Shareholder Yield | 3.56% |
| Earnings Yield | 12.56% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on November 28, 1994. It was a forward split with a ratio of 1.025.
| Last Split Date | Nov 28, 1994 |
| Split Type | Forward |
| Split Ratio | 1.025 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |