Exchange Bank Statistics
Total Valuation
Exchange Bank has a market cap or net worth of 257.15 million.
| Market Cap | 257.15M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, January 29, 2027.
| Earnings Date | Jan 29, 2027 |
| Ex-Dividend Date | Sep 4, 2026 |
Share Statistics
Exchange Bank has 1.71 million shares outstanding.
| Current Share Class | 1.71M |
| Shares Outstanding | 1.71M |
| Shares Change (YoY) | n/a |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.83% |
| Owned by Institutions (%) | 8.45% |
| Float | 835,339 |
Valuation Ratios
The trailing PE ratio is 7.93.
| PE Ratio | 7.93 |
| Forward PE | n/a |
| PS Ratio | 2.10 |
| PB Ratio | 0.75 |
| P/TBV Ratio | 0.75 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.58%.
| Return on Equity (ROE) | 9.58% |
| Return on Assets (ROA) | 1.00% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.15% |
| Revenue Per Employee | 306,315 |
| Profits Per Employee | 81,065 |
| Employee Count | 400 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Exchange Bank has paid 8.33 million in taxes.
| Income Tax | 8.33M |
| Effective Tax Rate | 20.44% |
Stock Price Statistics
The stock price has increased by +27.39% in the last 52 weeks. The beta is 0.16, so Exchange Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.16 |
| 52-Week Price Change | +27.39% |
| 50-Day Moving Average | 157.88 |
| 200-Day Moving Average | 148.32 |
| Relative Strength Index (RSI) | 34.09 |
| Average Volume (20 Days) | 1,507 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.01 |
Income Statement
In the last 12 months, Exchange Bank had revenue of 122.53 million and earned 32.43 million in profits. Earnings per share was 18.91.
| Revenue | 122.53M |
| Gross Profit | 122.53M |
| Operating Income | 42.29M |
| Pretax Income | 40.76M |
| Net Income | 32.43M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 18.91 |
Balance Sheet
The company has 33.00 million in cash and no debt, with a net cash position of 33.00 million or 19.25 per share.
| Cash & Cash Equivalents | 33.00M |
| Total Debt | n/a |
| Net Cash | 33.00M |
| Net Cash Per Share | 19.25 |
| Equity (Book Value) | 344.36M |
| Book Value Per Share | 200.87 |
| Working Capital | -2.58B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 34.52% |
| Pretax Margin | 33.26% |
| Profit Margin | 26.46% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 5.40, which amounts to a dividend yield of 3.60%.
| Dividend Per Share | 5.40 |
| Dividend Yield | 3.60% |
| Dividend Growth (YoY) | 1.92% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 28.55% |
| FCF Payout Ratio | n/a |
| Buyback Yield | n/a |
| Shareholder Yield | 3.60% |
| Earnings Yield | 12.61% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on November 28, 1994. It was a forward split with a ratio of 1.025.
| Last Split Date | Nov 28, 1994 |
| Split Type | Forward |
| Split Ratio | 1.025 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |