Exchange Bank (EXSR)
OTCMKTS · Delayed Price · Currency is USD
150.00
-2.00 (-1.32%)
At close: Nov 6, 2026
Exchange Bank Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 33 | 188.27 | 134.88 | 35.65 | 48.37 | 472.97 |
Investment Securities | 1,032 | 745.05 | 804.27 | 1,497 | 823.74 | 842.97 |
Mortgage-Backed Securities | - | 493.77 | 581.09 | - | 752.91 | 581.28 |
Total Investments | 1,032 | 1,239 | 1,385 | 1,497 | 1,577 | 1,424 |
Gross Loans | 1,751 | 1,731 | 1,619 | 1,595 | 1,511 | 1,513 |
Allowance for Loan Losses | -30.55 | -33.87 | -35.1 | -41.27 | -43.54 | -43.85 |
Other Adjustments to Gross Loans | - | -0.01 | -0.08 | - | -1.06 | -2.92 |
Net Loans | 1,721 | 1,698 | 1,583 | 1,553 | 1,466 | 1,466 |
Property, Plant & Equipment | 18.38 | 23.77 | 24.47 | 17.47 | 25.43 | 26.66 |
Accrued Interest Receivable | - | 12.18 | 11.9 | - | 11.58 | 11.58 |
Restricted Cash | 167.51 | - | - | 53.97 | - | - |
Long-Term Deferred Tax Assets | - | 38.71 | 58.15 | - | 75.29 | 14.78 |
Other Real Estate Owned & Foreclosed | 4.73 | - | - | - | 0.31 | - |
Other Long-Term Assets | 194.42 | 90.79 | 87.25 | 193.52 | 115.4 | 105.79 |
Total Assets | 3,186 | 3,305 | 3,300 | 3,366 | 3,334 | 3,537 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,962 | 1,834 | 1,753 | 1,861 | 1,825 | 1,890 |
Institutional Deposits | - | 177.96 | 176.88 | - | 51.17 | 56.53 |
Non-Interest Bearing Deposits | 827.53 | 863.67 | 902.32 | 977.43 | 1,190 | 1,233 |
Total Deposits | 2,789 | 2,875 | 2,832 | 2,839 | 3,066 | 3,179 |
Short-Term Borrowings | - | - | - | - | 20 | - |
Current Portion of Leases | - | 1.98 | - | - | 1.68 | - |
Accrued Interest Payable | - | 1.48 | 1.76 | - | 0.43 | 0.52 |
Long-Term Debt | - | - | - | 225 | - | - |
Federal Home Loan Bank Debt, Long-Term | - | 40 | 140 | - | - | - |
Long-Term Leases | - | 4.62 | 7.23 | - | 6.53 | 7.94 |
Other Long-Term Liabilities | 51.97 | 35.11 | 38.25 | 47.43 | 37.46 | 29.97 |
Total Liabilities | 2,841 | 2,958 | 3,020 | 3,111 | 3,132 | 3,218 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 344.36 | 4.29 | 4.29 | 255.41 | 4.29 | 4.29 |
Additional Paid-In Capital | - | 46.03 | 46.03 | - | 46.03 | 46.03 |
Retained Earnings | - | 352.65 | 331.59 | - | 305.37 | 276.29 |
Comprehensive Income & Other | - | -56.23 | -101.09 | - | -153.66 | -7.4 |
Shareholders' Equity | 344.36 | 346.73 | 280.81 | 255.41 | 202.02 | 319.2 |
Total Liabilities & Equity | 3,186 | 3,305 | 3,300 | 3,366 | 3,334 | 3,537 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | - | 46.61 | 147.23 | 225 | 28.21 | 7.94 |
Net Cash (Debt) | 33 | 141.66 | -12.35 | -189.36 | 21.16 | 482.03 |
Net Cash Growth | 294.36% | - | - | - | -95.61% | 33.51% |
Net Cash Per Share | 19.25 | 82.63 | -7.21 | -110.45 | 12.34 | 281.17 |
Filing Date Shares Outstanding | 1.71 | 1.71 | 1.71 | 1.71 | 1.71 | 1.71 |
Total Common Shares Outstanding | 1.71 | 1.71 | 1.71 | 1.71 | 1.71 | 1.71 |
Book Value Per Share | 200.87 | 202.25 | 163.80 | 148.98 | 117.84 | 186.19 |
Tangible Book Value | 344.36 | 346.73 | 280.81 | 255.41 | 202.02 | 319.2 |
Tangible Book Value Per Share | 200.87 | 202.25 | 163.80 | 148.98 | 117.84 | 186.19 |