Exchange Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	29.22	188.27	134.88	35.65	48.37	472.97
Investment Securities	1,162	745.05	804.27	1,497	823.74	842.97
Mortgage-Backed Securities	-	493.77	581.09	-	752.91	581.28
Total Investments	1,162	1,239	1,385	1,497	1,577	1,424
Gross Loans	1,743	1,731	1,619	1,595	1,511	1,513
Allowance for Loan Losses	-30.48	-33.87	-35.1	-41.27	-43.54	-43.85
Other Adjustments to Gross Loans	-	-0.01	-0.08	-	-1.06	-2.92
Net Loans	1,713	1,698	1,583	1,553	1,466	1,466
Property, Plant & Equipment	22.39	23.77	24.47	17.47	25.43	26.66
Accrued Interest Receivable	-	12.18	11.9	-	11.58	11.58
Restricted Cash	148.11	-	-	53.97	-	-
Long-Term Deferred Tax Assets	-	38.71	58.15	-	75.29	14.78
Other Real Estate Owned & Foreclosed	-	-	-	-	0.31	-
Other Long-Term Assets	176.98	90.79	87.25	193.52	115.4	105.79
Total Assets	3,266	3,305	3,300	3,366	3,334	3,537
Interest Bearing Deposits	1,981	1,834	1,753	1,861	1,825	1,890
Institutional Deposits	-	177.96	176.88	-	51.17	56.53
Non-Interest Bearing Deposits	856.47	863.67	902.32	977.43	1,190	1,233
Total Deposits	2,838	2,875	2,832	2,839	3,066	3,179
Short-Term Borrowings	-	-	-	-	20	-
Current Portion of Leases	-	1.98	-	-	1.68	-
Accrued Interest Payable	-	1.48	1.76	-	0.43	0.52
Long-Term Debt	40	-	-	225	-	-
Federal Home Loan Bank Debt, Long-Term	-	40	140	-	-	-
Long-Term Leases	-	4.62	7.23	-	6.53	7.94
Other Long-Term Liabilities	38.8	35.11	38.25	47.43	37.46	29.97
Total Liabilities	2,916	2,958	3,020	3,111	3,132	3,218
Common Stock	350.06	4.29	4.29	255.41	4.29	4.29
Additional Paid-In Capital	-	46.03	46.03	-	46.03	46.03
Retained Earnings	-	352.65	331.59	-	305.37	276.29
Comprehensive Income & Other	-	-56.23	-101.09	-	-153.66	-7.4
Shareholders' Equity	350.06	346.73	280.81	255.41	202.02	319.2
Total Liabilities & Equity	3,266	3,305	3,300	3,366	3,334	3,537
Total Debt	40	46.61	147.23	225	28.21	7.94
Net Cash (Debt)	-10.78	141.66	-12.35	-189.36	21.16	482.03
Net Cash Growth	-	-	-	-	-95.61%	33.51%
Net Cash Per Share	-6.29	82.63	-7.21	-110.45	12.34	281.17
Filing Date Shares Outstanding	1.71	1.71	1.71	1.71	1.71	1.71
Total Common Shares Outstanding	1.71	1.71	1.71	1.71	1.71	1.71
Book Value Per Share	204.25	202.25	163.80	148.98	117.84	186.19
Tangible Book Value	350.06	346.73	280.81	255.41	202.02	319.2
Tangible Book Value Per Share	204.25	202.25	163.80	148.98	117.84	186.19

Source: S&P Global Market Intelligence. Banks template. Financial Sources.