Exchange Bank (EXSR)

Exchange Bank Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 14, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	249	223	186	173	194	267
Market Cap Growth	33.03%	20.09%	7.18%	-10.64%	-27.29%	5.04%
Last Close Price	145.00	128.86	102.44	90.88	96.44	127.87
PE Ratio	8.29	7.44	7.78	8.57	5.17	7.32
PS Ratio	2.12	1.90	1.68	1.52	1.57	2.31
PB Ratio	0.72	0.64	0.66	0.68	0.96	0.84
P/FCF Ratio	11.14	9.98	7.10	-	6.00	7.76
P/OCF Ratio	10.06	9.02	6.63	-	5.86	7.74
Debt / Equity Ratio	0.13	0.13	0.52	0.88	0.14	0.03
Debt / FCF Ratio	2.09	2.09	5.63	-	0.87	0.23
Net Debt / Equity Ratio	-0.41	-0.41	0.04	0.74	-0.10	-1.51
Net Debt / FCF Ratio	-6.35	-6.35	0.47	-	-0.65	-14.04
Return on Equity (ROE)	9.55%	9.55%	8.90%	8.83%	14.38%	11.67%
Return on Assets (ROA)	0.91%	0.91%	0.72%	0.60%	1.09%	1.09%
Earnings Yield	12.06%	13.45%	12.85%	11.66%	19.34%	13.66%
FCF Yield	8.98%	10.02%	14.09%	-	16.68%	12.88%
Dividend Yield	3.65%	4.04%	5.08%	5.72%	5.08%	3.75%
Payout Ratio	29.74%	29.74%	37.37%	-	22.41%	22.60%
Total Shareholder Return	3.65%	4.04%	5.08%	5.72%	5.08%	3.75%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.