Exchange Bank (EXSR)

Exchange Bank Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 5, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	254	223	186	173	194	267
Market Cap Growth	30.63%	20.09%	7.18%	-10.64%	-27.29%	5.04%
Last Close Price	148.00	128.86	102.44	90.88	96.44	127.87
PE Ratio	7.96	7.44	7.78	8.57	5.17	7.32
PS Ratio	2.10	1.90	1.68	1.52	1.57	2.31
PB Ratio	0.72	0.64	0.66	0.68	0.96	0.84
P/FCF Ratio	-	9.98	7.10	-	6.00	7.76
P/OCF Ratio	-	9.02	6.63	-	5.86	7.74
Debt / Equity Ratio	0.11	0.13	0.52	0.88	0.14	0.03
Debt / FCF Ratio	-	2.09	5.63	-	0.87	0.23
Net Debt / Equity Ratio	0.03	-0.41	0.04	0.74	-0.10	-1.51
Net Debt / FCF Ratio	-	-6.35	0.47	-	-0.65	-14.04
Return on Equity (ROE)	9.79%	9.55%	8.90%	8.83%	14.38%	11.67%
Return on Assets (ROA)	0.97%	0.91%	0.72%	0.60%	1.09%	1.09%
Earnings Yield	12.56%	13.45%	12.85%	11.66%	19.34%	13.66%
FCF Yield	-	10.02%	14.09%	-	16.68%	12.88%
Dividend Yield	3.51%	4.04%	5.08%	5.72%	5.08%	3.75%
Payout Ratio	-	29.74%	37.37%	-	22.41%	22.60%
Total Shareholder Return	3.56%	4.04%	5.08%	5.72%	5.08%	3.75%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.