Exchange Bank (Santa Rosa, CA) (EXSR)

EXSR Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2022	FY 2021
Period Ending	Dec 31, 2022	Dec 31, 2021
Net Income	37.48	36.41
Depreciation & Amortization	2.24	2.52
Gain (Loss) on Sale of Investments	6.49	3.86
Provision for Credit Losses	-	2
Net Decrease (Increase) in Loans Originated / Sold - Operating	-2.41	-1.39
Accrued Interest Receivable	-17.05	7.11
Other Operating Activities	-0.86	-3.04
Operating Cash Flow	33.07	34.42
Operating Cash Flow Growth	-3.92%	2.71%
Capital Expenditures	-0.74	-0.09
Investment in Securities	-357.67	-496.36
Net Decrease (Increase) in Loans Originated / Sold - Investing	4.93	221.67
Other Investing Activities	-2.95	-11.11
Investing Cash Flow	-356.43	-285.18
Short-Term Debt Issued	20	-
Total Debt Issued	20	-
Short-Term Debt Repaid	-	-5
Total Debt Repaid	-	-5
Net Debt Issued (Repaid)	20	-5
Common Dividends Paid	-8.4	-8.23
Net Increase (Decrease) in Deposit Accounts	-112.84	400.55
Financing Cash Flow	-101.24	387.32
Net Cash Flow	-424.6	136.56
Free Cash Flow	32.32	34.33
Free Cash Flow Growth	-5.83%	18.35%
Free Cash Flow Margin	26.17%	29.80%
Free Cash Flow Per Share	18.86	20.02
Cash Interest Paid	2.98	1.84
Cash Income Tax Paid	12.8	13.4

Source: S&P Global Market Intelligence. Banks template. Financial Sources.