Exchange Bank (Santa Rosa, CA) (EXSR)

EXSR Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 23, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	182	186	173	194	267	254
Market Cap Growth	7.18%	7.18%	-10.64%	-27.29%	5.04%	-17.32%
Last Close Price	106.00	106.97	94.90	100.71	133.53	123.29
PE Ratio	7.62	7.78	8.57	5.17	7.32	7.53
PS Ratio	1.65	1.68	1.52	1.57	2.31	2.19
PB Ratio	0.65	0.66	0.68	0.96	0.84	0.83
P/FCF Ratio	-	-	-	6.00	7.76	8.75
P/OCF Ratio	-	-	-	5.86	7.74	7.57
Debt / Equity Ratio	0.50	0.50	0.88	0.14	0.03	0.04
Debt / FCF Ratio	-	-	-	0.87	0.23	0.46
Return on Equity (ROE)	8.90%	8.90%	8.83%	14.38%	11.67%	11.71%
Return on Assets (ROA)	0.72%	0.72%	0.60%	1.09%	1.09%	1.16%
Earnings Yield	13.13%	12.85%	11.66%	19.34%	13.66%	13.28%
FCF Yield	-	-	-	16.68%	12.88%	11.43%
Dividend Yield	4.91%	4.86%	5.48%	4.87%	3.60%	3.89%
Payout Ratio	-	-	-	22.41%	22.60%	24.42%
Total Shareholder Return	4.91%	4.86%	5.48%	4.87%	3.60%	3.89%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.