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F & M Bank Corp. (FMBM)
OTCMKTS · Delayed Price · Currency is USD
45.50
0.00 (0.00%)
Nov 12, 2026, 4:00 PM EST

F & M Bank Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
57.415042.3640.845.3245.4
Revenue Growth
19.77%18.04%3.82%-9.98%-0.18%13.58%
Net Income
14.1311.237.292.778.3210.54
Earnings Per Share
3.953.162.070.802.413.12
EPS Growth
31.98%52.39%160.20%-66.94%-22.70%21.71%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
068.9157.0223.835.1488.24
Total Debt
9.9310.797.5667.6977.8722.99
Net Cash (Debt)
-9.9358.1249.46-43.89-42.7365.25
Net Cash Growth
-17.52%---44.66%
Net Cash Per Share
-2.7816.3614.08-12.63-12.3918.96

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-16.57.132.1717.5721.28
Capital Expenditures
--0.72-0.28-5.45-3.64-0.56
Free Cash Flow
-15.786.85-3.2913.9320.72
Free Cash Flow Growth
-130.32%---32.77%1773.24%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
24.60%22.46%17.20%6.79%18.35%23.22%
FCF Margin
-31.56%16.18%-8.06%30.73%45.63%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0401.0401.0401.0401.0401.040
Dividend Per Share Growth
0%0%0%0%0%0%
Dividend Yield
2.29%3.62%5.14%5.39%4.50%3.58%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.519.119.7924.289.599.41
P/FCF Ratio
8.786.4810.41-5.734.79
PS Ratio
2.822.051.681.651.762.18