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F & M Bank Corp. (FMBM)
OTCMKTS · Delayed Price · Currency is USD
40.92
+0.12 (0.29%)
Oct 22, 2026, 1:55 PM EDT

F & M Bank Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
56.415042.3640.845.3245.4
Revenue Growth
23.73%18.04%3.82%-9.98%-0.18%13.58%
Net Income
14.411.237.292.778.3210.54
Earnings Per Share
4.043.162.070.802.413.12
EPS Growth
68.47%52.39%160.20%-66.94%-22.70%21.71%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
60.7968.9157.0223.835.1488.24
Total Debt
10.9910.797.5667.6977.8722.99
Net Cash (Debt)
49.858.1249.46-43.89-42.7365.25
Net Cash Growth
26.40%17.52%---44.66%
Net Cash Per Share
13.9716.3614.08-12.63-12.3918.96

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
19.6916.57.132.1717.5721.28
Capital Expenditures
-1.26-0.72-0.28-5.45-3.64-0.56
Free Cash Flow
18.4315.786.85-3.2913.9320.72
Free Cash Flow Growth
56.46%130.32%---32.77%1773.24%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
25.53%22.46%17.20%6.79%18.35%23.22%
FCF Margin
32.67%31.56%16.18%-8.06%30.73%45.63%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0401.0401.0401.0401.0401.040
Dividend Per Share Growth
0%0%0%0%0%0%
Dividend Yield
2.54%3.62%5.14%5.39%4.50%3.58%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.129.119.7924.289.599.41
P/FCF Ratio
7.946.4810.41-5.734.79
PS Ratio
2.592.051.681.651.762.18