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F & M Bank Corp. (FMBM)
OTCMKTS · Delayed Price · Currency is USD
39.95
+0.55 (1.40%)
Aug 21, 2026, 9:30 AM EST

F & M Bank Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
56.45042.3640.845.3245.4
Revenue Growth
23.72%18.04%3.82%-9.98%-0.18%13.58%
Net Income
14.411.237.292.778.3210.54
Earnings Per Share
4.043.162.070.802.413.12
EPS Growth
68.58%52.39%160.20%-66.94%-22.70%21.71%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
068.9157.0223.835.1488.24
Total Debt
9.9310.797.5667.6977.8722.99
Net Cash (Debt)
-9.9358.1249.46-43.89-42.7365.25
Net Cash Growth
-17.52%---44.66%
Net Cash Per Share
-2.7816.3614.08-12.63-12.3918.96

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-16.57.132.1717.5721.28
Capital Expenditures
--0.72-0.28-5.45-3.64-0.56
Free Cash Flow
-15.786.85-3.2913.9320.72
Free Cash Flow Growth
-130.32%---32.77%1773.24%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
25.53%22.46%17.20%6.79%18.35%23.22%
FCF Margin
-31.56%16.18%-8.06%30.73%45.63%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.0401.0401.0401.0401.0401.040
Dividend Per Share Growth
0%0%0%0%0%0%
Dividend Yield
2.60%3.70%5.51%6.09%5.42%4.49%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.759.119.7924.289.599.41
P/FCF Ratio
7.676.4810.41-5.734.79
PS Ratio
2.512.051.681.651.762.18