F & M Bank Corp. (FMBM)
OTCMKTS · Delayed Price · Currency is USD
45.50
0.00 (0.00%)
Nov 12, 2026, 4:00 PM EST
F & M Bank Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | - | 68.85 | 56.96 | 23.72 | 34.95 | 88.12 |
Investment Securities | 311.31 | 119.22 | 153.53 | 224.34 | 246.66 | 229.57 |
Trading Asset Securities | - | 0.06 | 0.06 | 0.08 | 0.19 | 0.12 |
Mortgage-Backed Securities | - | 226.31 | 174.95 | 145.07 | 156.88 | 183.65 |
Total Investments | 311.31 | 345.59 | 328.54 | 369.49 | 403.72 | 413.33 |
Gross Loans | 970.18 | 886.81 | 840.69 | 822.76 | 744.17 | 662.42 |
Allowance for Loan Losses | -9.22 | -7.82 | -8.13 | -8.32 | -7.94 | -7.75 |
Other Adjustments to Gross Loans | - | -0.56 | -0.74 | -0.67 | -0.57 | - |
Net Loans | 960.96 | 878.44 | 831.82 | 813.77 | 735.67 | 654.67 |
Property, Plant & Equipment | - | 22.47 | 22.75 | 24.37 | 20.45 | 18 |
Goodwill | - | 3.08 | 3.08 | 3.08 | 3.08 | 3.08 |
Loans Held for Sale | 1.67 | 3.19 | 2.28 | 1.12 | 1.37 | 4.89 |
Accrued Interest Receivable | - | 5.12 | 4.94 | 5.03 | 4 | 3.12 |
Other Current Assets | - | - | - | - | - | 0.3 |
Long-Term Deferred Tax Assets | - | 6.98 | 9.47 | 10.14 | 12.24 | 2.88 |
Other Real Estate Owned & Foreclosed | - | - | 0.08 | 0.06 | - | - |
Other Long-Term Assets | 144.7 | 39.12 | 41.18 | 40.12 | 30.42 | 30.95 |
Total Assets | 1,419 | 1,374 | 1,302 | 1,295 | 1,246 | 1,219 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,001 | 798.41 | 803 | 737.08 | 632.38 | 625.9 |
Institutional Deposits | - | 167.4 | 131.8 | 131.9 | 157.4 | 173.4 |
Non-Interest Bearing Deposits | 280.19 | 279.4 | 260.3 | 264.25 | 293.6 | 280.99 |
Total Deposits | 1,282 | 1,245 | 1,195 | 1,133 | 1,083 | 1,080 |
Short-Term Borrowings | - | - | - | 60.02 | 70.09 | 0.26 |
Current Portion of Leases | - | 0.11 | - | - | - | - |
Long-Term Debt | 9.93 | 9.92 | 6.98 | 6.93 | 6.89 | 11.77 |
Federal Home Loan Bank Debt, Long-Term | - | - | - | - | - | 10 |
Long-Term Leases | - | 0.77 | 0.59 | 0.73 | 0.89 | 0.96 |
Other Long-Term Liabilities | 16.74 | 12.97 | 13.2 | 15.35 | 13.87 | 15.6 |
Total Liabilities | 1,308 | 1,269 | 1,216 | 1,216 | 1,175 | 1,119 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 110.4 | 17.44 | 17.38 | 17.26 | 17.15 | 17.07 |
Additional Paid-In Capital | - | 11.74 | 11.46 | 11.04 | 10.58 | 10.13 |
Retained Earnings | - | 92.21 | 84.67 | 81.03 | 83.08 | 78.35 |
Comprehensive Income & Other | - | -16.6 | -27.38 | -31.02 | -40.01 | -5.09 |
Total Common Equity | 110.4 | 104.79 | 86.14 | 78.32 | 70.79 | 100.46 |
Shareholders' Equity | 110.4 | 104.79 | 86.14 | 78.32 | 70.79 | 100.46 |
Total Liabilities & Equity | 1,419 | 1,374 | 1,302 | 1,295 | 1,246 | 1,219 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 9.93 | 10.79 | 7.56 | 67.69 | 77.87 | 22.99 |
Net Cash (Debt) | -9.93 | 58.12 | 49.46 | -43.89 | -42.73 | 65.25 |
Net Cash Growth | - | 17.52% | - | - | - | 44.66% |
Net Cash Per Share | -2.78 | 16.36 | 14.08 | -12.63 | -12.39 | 18.96 |
Filing Date Shares Outstanding | 3.55 | 3.56 | 3.53 | 3.48 | 3.46 | 3.42 |
Total Common Shares Outstanding | 3.55 | 3.56 | 3.53 | 3.49 | 3.46 | 3.41 |
Book Value Per Share | 31.06 | 29.46 | 24.43 | 22.47 | 20.48 | 29.42 |
Tangible Book Value | 110.4 | 101.71 | 83.06 | 75.24 | 67.71 | 97.37 |
Tangible Book Value Per Share | 31.06 | 28.59 | 23.56 | 21.59 | 19.59 | 28.52 |