F & M Bank Statistics
Total Valuation
F & M Bank has a market cap or net worth of 161.74 million.
| Market Cap | 161.74M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, January 29, 2027.
| Earnings Date | Jan 29, 2027 |
| Ex-Dividend Date | Nov 13, 2026 |
Share Statistics
F & M Bank has 3.55 million shares outstanding. The number of shares has increased by 0.80% in one year.
| Current Share Class | 3.55M |
| Shares Outstanding | 3.55M |
| Shares Change (YoY) | +0.80% |
| Shares Change (QoQ) | +0.08% |
| Owned by Insiders (%) | 14.40% |
| Owned by Institutions (%) | 6.24% |
| Float | 2.72M |
Valuation Ratios
The trailing PE ratio is 11.51.
| PE Ratio | 11.51 |
| Forward PE | n/a |
| PS Ratio | 2.82 |
| PB Ratio | 1.47 |
| P/TBV Ratio | 1.47 |
| P/FCF Ratio | 8.78 |
| P/OCF Ratio | 8.22 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.09 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.54 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.33%.
| Return on Equity (ROE) | 13.33% |
| Return on Assets (ROA) | 1.02% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.49% |
| Revenue Per Employee | 331,844 |
| Profits Per Employee | 81,647 |
| Employee Count | 173 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, F & M Bank has paid 2.39 million in taxes.
| Income Tax | 2.39M |
| Effective Tax Rate | 14.47% |
Stock Price Statistics
The stock price has increased by +67.59% in the last 52 weeks. The beta is 0.29, so F & M Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +67.59% |
| 50-Day Moving Average | 41.08 |
| 200-Day Moving Average | 34.14 |
| Relative Strength Index (RSI) | 92.51 |
| Average Volume (20 Days) | 2,786 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.04 |
Income Statement
In the last 12 months, F & M Bank had revenue of 57.41 million and earned 14.13 million in profits. Earnings per share was 3.95.
| Revenue | 57.41M |
| Gross Profit | 57.41M |
| Operating Income | 17.46M |
| Pretax Income | 16.51M |
| Net Income | 14.13M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.95 |
Balance Sheet
| Cash & Cash Equivalents | n/a |
| Total Debt | 9.93M |
| Net Cash | -9.93M |
| Net Cash Per Share | -2.79 |
| Equity (Book Value) | 110.40M |
| Book Value Per Share | 31.06 |
| Working Capital | -1.28B |
Cash Flow
In the last 12 months, operating cash flow was 19.69 million and capital expenditures -1.26 million, giving a free cash flow of 18.43 million.
| Operating Cash Flow | 19.69M |
| Capital Expenditures | -1.26M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 2.91M |
| Free Cash Flow | 18.43M |
| FCF Per Share | 5.18 |
Margins
| Gross Margin | n/a |
| Operating Margin | 30.41% |
| Pretax Margin | 28.77% |
| Profit Margin | 24.60% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.67% |
Dividends & Yields
This stock pays an annual dividend of 1.04, which amounts to a dividend yield of 2.29%.
| Dividend Per Share | 1.04 |
| Dividend Yield | 2.29% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 26.32% |
| FCF Payout Ratio | 20.06% |
| Buyback Yield | -0.80% |
| Shareholder Yield | 1.49% |
| Earnings Yield | 8.68% |
| FCF Yield | 11.39% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on September 29, 1998. It was a forward split with a ratio of 3.
| Last Split Date | Sep 29, 1998 |
| Split Type | Forward |
| Split Ratio | 3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |