F & M Bank Statistics
Total Valuation
F & M Bank has a market cap or net worth of 141.32 million.
| Market Cap | 141.32M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, October 30, 2026.
| Earnings Date | Oct 30, 2026 |
| Ex-Dividend Date | Aug 14, 2026 |
Share Statistics
F & M Bank has 3.59 million shares outstanding. The number of shares has increased by 0.88% in one year.
| Current Share Class | 3.59M |
| Shares Outstanding | 3.59M |
| Shares Change (YoY) | +0.88% |
| Shares Change (QoQ) | +0.69% |
| Owned by Insiders (%) | 14.02% |
| Owned by Institutions (%) | 6.04% |
| Float | 2.73M |
Valuation Ratios
The trailing PE ratio is 9.75.
| PE Ratio | 9.75 |
| Forward PE | n/a |
| PS Ratio | 2.51 |
| PB Ratio | 1.26 |
| P/TBV Ratio | 1.30 |
| P/FCF Ratio | 7.67 |
| P/OCF Ratio | 7.18 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.60 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.92%.
| Return on Equity (ROE) | 13.92% |
| Return on Assets (ROA) | 1.06% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.39% |
| Revenue Per Employee | 326,040 |
| Profits Per Employee | 83,243 |
| Employee Count | 173 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, F & M Bank has paid 2.46 million in taxes.
| Income Tax | 2.46M |
| Effective Tax Rate | 14.59% |
Stock Price Statistics
The stock price has increased by +70.73% in the last 52 weeks. The beta is 0.28, so F & M Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.28 |
| 52-Week Price Change | +70.73% |
| 50-Day Moving Average | 37.18 |
| 200-Day Moving Average | 30.69 |
| Relative Strength Index (RSI) | 64.95 |
| Average Volume (20 Days) | 1,857 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.04 |
Income Statement
In the last 12 months, F & M Bank had revenue of 56.41 million and earned 14.40 million in profits. Earnings per share was 4.04.
| Revenue | 56.41M |
| Gross Profit | 56.41M |
| Operating Income | 17.71M |
| Pretax Income | 16.86M |
| Net Income | 14.40M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.04 |
Balance Sheet
The company has 60.79 million in cash and 10.99 million in debt, with a net cash position of 49.80 million or 13.88 per share.
| Cash & Cash Equivalents | 60.79M |
| Total Debt | 10.99M |
| Net Cash | 49.80M |
| Net Cash Per Share | 13.88 |
| Equity (Book Value) | 112.11M |
| Book Value Per Share | 31.56 |
| Working Capital | -1.19B |
Cash Flow
In the last 12 months, operating cash flow was 19.69 million and capital expenditures -1.26 million, giving a free cash flow of 18.43 million.
| Operating Cash Flow | 19.69M |
| Capital Expenditures | -1.26M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 2.91M |
| Free Cash Flow | 18.43M |
| FCF Per Share | 5.14 |
Margins
| Gross Margin | n/a |
| Operating Margin | 31.40% |
| Pretax Margin | 29.89% |
| Profit Margin | 25.53% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.69% |
Dividends & Yields
This stock pays an annual dividend of 1.04, which amounts to a dividend yield of 2.60%.
| Dividend Per Share | 1.04 |
| Dividend Yield | 2.60% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 25.73% |
| Buyback Yield | -0.88% |
| Shareholder Yield | 1.73% |
| Earnings Yield | 10.19% |
| FCF Yield | 13.04% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 29, 1998. It was a forward split with a ratio of 3.
| Last Split Date | Sep 29, 1998 |
| Split Type | Forward |
| Split Ratio | 3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |