F & M Bank Statistics
Total Valuation
F & M Bank has a market cap or net worth of 109.45 million.
| Market Cap | 109.45M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, May 1, 2026.
| Earnings Date | May 1, 2026 |
| Ex-Dividend Date | Feb 13, 2026 |
Share Statistics
F & M Bank has 3.56 million shares outstanding. The number of shares has increased by 1.15% in one year.
| Current Share Class | 3.56M |
| Shares Outstanding | 3.56M |
| Shares Change (YoY) | +1.15% |
| Shares Change (QoQ) | -0.05% |
| Owned by Insiders (%) | 13.87% |
| Owned by Institutions (%) | 6.13% |
| Float | 2.76M |
Valuation Ratios
The trailing PE ratio is 9.73.
| PE Ratio | 9.73 |
| Forward PE | n/a |
| PS Ratio | 2.19 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.08 |
| P/FCF Ratio | 6.94 |
| P/OCF Ratio | 6.63 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.68 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.76%.
| Return on Equity (ROE) | 11.76% |
| Return on Assets (ROA) | 0.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.28% |
| Revenue Per Employee | 288,994 |
| Profits Per Employee | 64,908 |
| Employee Count | 169 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, F & M Bank has paid 1.75 million in taxes.
| Income Tax | 1.75M |
| Effective Tax Rate | 13.47% |
Stock Price Statistics
The stock price has increased by +56.89% in the last 52 weeks. The beta is 0.28, so F & M Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.28 |
| 52-Week Price Change | +56.89% |
| 50-Day Moving Average | 30.97 |
| 200-Day Moving Average | 26.09 |
| Relative Strength Index (RSI) | 48.30 |
| Average Volume (20 Days) | 4,521 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.01 |
Income Statement
In the last 12 months, F & M Bank had revenue of 50.00 million and earned 11.23 million in profits. Earnings per share was 3.16.
| Revenue | 50.00M |
| Gross Profit | 50.00M |
| Operating Income | 13.92M |
| Pretax Income | 12.98M |
| Net Income | 11.23M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.16 |
Balance Sheet
The company has 68.91 million in cash and 10.79 million in debt, with a net cash position of 58.12 million or 16.33 per share.
| Cash & Cash Equivalents | 68.91M |
| Total Debt | 10.79M |
| Net Cash | 58.12M |
| Net Cash Per Share | 16.33 |
| Equity (Book Value) | 104.79M |
| Book Value Per Share | 29.46 |
| Working Capital | -1.17B |
Cash Flow
In the last 12 months, operating cash flow was 16.50 million and capital expenditures -724,000, giving a free cash flow of 15.78 million.
| Operating Cash Flow | 16.50M |
| Capital Expenditures | -724,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 2.91M |
| Free Cash Flow | 15.78M |
| FCF Per Share | 4.43 |
Margins
| Gross Margin | n/a |
| Operating Margin | 27.84% |
| Pretax Margin | 25.96% |
| Profit Margin | 22.46% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.56% |
Dividends & Yields
This stock pays an annual dividend of 1.04, which amounts to a dividend yield of 3.38%.
| Dividend Per Share | 1.04 |
| Dividend Yield | 3.38% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 32.89% |
| Buyback Yield | -1.15% |
| Shareholder Yield | 2.23% |
| Earnings Yield | 10.26% |
| FCF Yield | 14.42% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 29, 1998. It was a forward split with a ratio of 3.
| Last Split Date | Sep 29, 1998 |
| Split Type | Forward |
| Split Ratio | 3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |