F & M Bank Corp. (FMBM)
OTCMKTS · Delayed Price · Currency is USD
39.95
+0.55 (1.40%)
Aug 21, 2026, 9:30 AM EST

F & M Bank Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
14110271678099
Market Cap Growth
69.53%43.38%6.03%-15.69%-19.54%33.17%
Last Close Price
39.4028.1218.8817.0619.1923.19

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.759.119.7924.289.599.41
PS Ratio
2.512.051.681.651.762.18
PB Ratio
1.260.980.830.861.130.99
P/FCF Ratio
7.676.4810.41-5.734.79
P/OCF Ratio
7.186.2010.0031.074.544.66

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.090.100.090.861.100.23
Debt / FCF Ratio
-0.681.10-5.591.11
Net Debt / Equity Ratio
0.09-0.56-0.570.560.60-0.65
Net Debt / FCF Ratio
--3.68-7.22-13.353.07-3.15
Return on Equity (ROE)
13.92%11.76%8.86%3.72%9.71%10.95%
Return on Assets (ROA)
1.06%0.84%0.56%0.22%0.68%0.98%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.19%10.98%10.21%4.12%10.42%10.83%
FCF Yield
13.04%15.43%9.61%-4.89%17.46%20.89%
Dividend Yield
2.60%3.70%5.51%6.09%5.42%4.49%
Payout Ratio
25.73%32.89%50.10%130.35%43.16%33.46%
Buyback Yield / Dilution
-0.88%-1.15%-1.04%-0.78%-0.21%-0.39%
Total Shareholder Return
1.73%2.55%4.47%5.31%5.21%4.09%