F & M Bank Corp. (FMBM)
OTCMKTS · Delayed Price · Currency is USD
40.19
+0.19 (0.47%)
Sep 10, 2026, 10:12 AM EST

F & M Bank Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
14310271678099
Market Cap Growth
64.69%43.38%6.03%-15.69%-19.54%33.17%
Last Close Price
40.0028.1218.8817.0619.1923.19

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.909.119.7924.289.599.41
PS Ratio
2.542.051.681.651.762.18
PB Ratio
1.280.980.830.861.130.99
P/FCF Ratio
7.796.4810.41-5.734.79
P/OCF Ratio
7.296.2010.0031.074.544.66

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.100.100.090.861.100.23
Debt / FCF Ratio
0.600.681.10-5.591.11
Net Debt / Equity Ratio
-0.44-0.56-0.570.560.60-0.65
Net Debt / FCF Ratio
-2.70-3.68-7.22-13.353.07-3.15
Return on Equity (ROE)
13.92%11.76%8.86%3.72%9.71%10.95%
Return on Assets (ROA)
1.06%0.84%0.56%0.22%0.68%0.98%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
10.04%10.98%10.21%4.12%10.42%10.83%
FCF Yield
12.84%15.43%9.61%-4.89%17.46%20.89%
Dividend Yield
2.60%3.70%5.51%6.09%5.42%4.49%
Payout Ratio
25.73%32.89%50.10%130.35%43.16%33.46%
Buyback Yield / Dilution
-0.88%-1.15%-1.04%-0.78%-0.21%-0.39%
Total Shareholder Return
1.72%2.55%4.47%5.31%5.21%4.09%