F & M Bank Corp. (FMBM)

F & M Bank Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 27, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	71	67	80	99	74	95
Market Cap Growth	18.34%	-15.69%	-19.54%	33.17%	-21.77%	-1.44%
Last Close Price	20.24	18.28	20.56	24.84	19.16	23.02
PE Ratio	12.93	24.28	9.59	9.41	8.73	22.69
PS Ratio	1.67	1.65	1.76	2.18	1.86	2.81
PB Ratio	0.79	0.86	1.13	0.99	0.78	1.04
P/FCF Ratio	12.01	-	5.73	4.79	67.32	7.33
P/OCF Ratio	13.22	28.06	4.54	4.66	40.29	6.19
Debt / Equity Ratio	0.25	0.86	1.10	0.23	0.36	0.70
Debt / FCF Ratio	3.81	-	5.59	1.11	30.85	4.94
Return on Equity (ROE)	6.98%	3.72%	9.71%	10.95%	9.50%	5.07%
Return on Assets (ROA)	0.42%	0.22%	0.67%	0.98%	1.00%	0.58%
Earnings Yield	7.73%	4.12%	10.42%	10.83%	11.80%	4.74%
FCF Yield	8.32%	-4.54%	17.46%	20.89%	1.49%	13.65%
Dividend Yield	5.14%	5.69%	5.06%	4.19%	5.43%	4.47%
Payout Ratio	66.38%	130.35%	43.16%	33.46%	40.86%	79.55%
Buyback Yield / Dilution	-0.96%	-0.78%	-0.21%	-0.39%	0.91%	3.78%
Total Shareholder Return	4.17%	4.91%	4.85%	3.79%	6.34%	8.25%

Source: S&P Capital IQ. Banks template. Financial Sources.