F & M Bank Statistics
Total Valuation
F & M Bank has a market cap or net worth of 95.21 million.
| Market Cap | 95.21M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, November 7, 2025.
| Earnings Date | Nov 7, 2025 |
| Ex-Dividend Date | Nov 14, 2025 |
Share Statistics
F & M Bank has 3.56 million shares outstanding. The number of shares has increased by 1.19% in one year.
| Current Share Class | 3.56M |
| Shares Outstanding | 3.56M |
| Shares Change (YoY) | +1.19% |
| Shares Change (QoQ) | -0.15% |
| Owned by Insiders (%) | 20.40% |
| Owned by Institutions (%) | 3.84% |
| Float | 2.48M |
Valuation Ratios
The trailing PE ratio is 8.94.
| PE Ratio | 8.94 |
| Forward PE | n/a |
| PS Ratio | 1.99 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.94 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.07%.
| Return on Equity (ROE) | 11.07% |
| Return on Assets (ROA) | 0.78% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 281,924 |
| Profits Per Employee | 62,359 |
| Employee Count | 169 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, F & M Bank has paid 1.59 million in taxes.
| Income Tax | 1.59M |
| Effective Tax Rate | 13.06% |
Stock Price Statistics
The stock price has increased by +21.59% in the last 52 weeks. The beta is 0.22, so F & M Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.22 |
| 52-Week Price Change | +21.59% |
| 50-Day Moving Average | 25.83 |
| 200-Day Moving Average | 21.98 |
| Relative Strength Index (RSI) | 54.04 |
| Average Volume (20 Days) | 3,125 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.02 |
Income Statement
In the last 12 months, F & M Bank had revenue of 47.93 million and earned 10.60 million in profits. Earnings per share was 2.99.
| Revenue | 47.93M |
| Gross Profit | 47.93M |
| Operating Income | 13.21M |
| Pretax Income | 12.19M |
| Net Income | 10.60M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.99 |
Balance Sheet
| Cash & Cash Equivalents | n/a |
| Total Debt | 7.00M |
| Net Cash | -7.00M |
| Net Cash Per Share | -1.97 |
| Equity (Book Value) | 101.49M |
| Book Value Per Share | 28.52 |
| Working Capital | -1.23B |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 27.57% |
| Pretax Margin | 25.44% |
| Profit Margin | 22.12% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.04, which amounts to a dividend yield of 3.89%.
| Dividend Per Share | 1.04 |
| Dividend Yield | 3.89% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.19% |
| Shareholder Yield | 2.70% |
| Earnings Yield | 11.13% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 29, 1998. It was a forward split with a ratio of 3.
| Last Split Date | Sep 29, 1998 |
| Split Type | Forward |
| Split Ratio | 3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |