F & M Bank Statistics
Total Valuation
F & M Bank has a market cap or net worth of 84.62 million.
| Market Cap | 84.62M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, November 7, 2025.
| Earnings Date | Nov 7, 2025 |
| Ex-Dividend Date | Aug 14, 2025 |
Share Statistics
F & M Bank has 3.56 million shares outstanding. The number of shares has increased by 1.18% in one year.
| Current Share Class | 3.56M |
| Shares Outstanding | 3.56M |
| Shares Change (YoY) | +1.18% |
| Shares Change (QoQ) | +0.95% |
| Owned by Insiders (%) | 20.33% |
| Owned by Institutions (%) | 3.84% |
| Float | 2.49M |
Valuation Ratios
The trailing PE ratio is 9.91.
| PE Ratio | 9.91 |
| Forward PE | n/a |
| PS Ratio | 1.86 |
| PB Ratio | 0.89 |
| P/TBV Ratio | 0.92 |
| P/FCF Ratio | 6.97 |
| P/OCF Ratio | 6.75 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.65 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.61%.
| Return on Equity (ROE) | 9.61% |
| Return on Assets (ROA) | 0.65% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 269,751 |
| Profits Per Employee | 50,142 |
| Employee Count | 169 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, F & M Bank has paid 1.04 million in taxes.
| Income Tax | 1.04M |
| Effective Tax Rate | 10.90% |
Stock Price Statistics
The stock price has increased by +6.07% in the last 52 weeks. The beta is 0.19, so F & M Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.19 |
| 52-Week Price Change | +6.07% |
| 50-Day Moving Average | 22.42 |
| 200-Day Moving Average | 20.69 |
| Relative Strength Index (RSI) | 69.43 |
| Average Volume (20 Days) | 2,744 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.03 |
Income Statement
In the last 12 months, F & M Bank had revenue of 45.59 million and earned 8.47 million in profits. Earnings per share was 2.40.
| Revenue | 45.59M |
| Gross Profit | 45.59M |
| Operating Income | 10.52M |
| Pretax Income | 9.51M |
| Net Income | 8.47M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.40 |
Balance Sheet
The company has 47.32 million in cash and 7.93 million in debt, giving a net cash position of 39.40 million or 11.06 per share.
| Cash & Cash Equivalents | 47.32M |
| Total Debt | 7.93M |
| Net Cash | 39.40M |
| Net Cash Per Share | 11.06 |
| Equity (Book Value) | 94.74M |
| Book Value Per Share | 26.56 |
| Working Capital | -1.14B |
Cash Flow
In the last 12 months, operating cash flow was 12.53 million and capital expenditures -396,000, giving a free cash flow of 12.13 million.
| Operating Cash Flow | 12.53M |
| Capital Expenditures | -396,000 |
| Free Cash Flow | 12.13M |
| FCF Per Share | 3.41 |
Margins
| Gross Margin | n/a |
| Operating Margin | 23.08% |
| Pretax Margin | 20.86% |
| Profit Margin | 18.59% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.61% |
Dividends & Yields
This stock pays an annual dividend of 1.04, which amounts to a dividend yield of 4.38%.
| Dividend Per Share | 1.04 |
| Dividend Yield | 4.38% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 43.36% |
| Buyback Yield | -1.18% |
| Shareholder Yield | 3.20% |
| Earnings Yield | 10.01% |
| FCF Yield | 14.34% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 29, 1998. It was a forward split with a ratio of 3.
| Last Split Date | Sep 29, 1998 |
| Split Type | Forward |
| Split Ratio | 3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |