F & M Bank Statistics
Total Valuation
F & M Bank has a market cap or net worth of 72.29 million.
| Market Cap | 72.29M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, July 25, 2025.
| Earnings Date | Jul 25, 2025 |
| Ex-Dividend Date | May 15, 2025 |
Share Statistics
F & M Bank has 3.57 million shares outstanding. The number of shares has increased by 1.13% in one year.
| Current Share Class | 3.57M |
| Shares Outstanding | 3.57M |
| Shares Change (YoY) | +1.13% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 20.31% |
| Owned by Institutions (%) | 3.84% |
| Float | 2.49M |
Valuation Ratios
The trailing PE ratio is 8.38.
| PE Ratio | 8.38 |
| Forward PE | n/a |
| PS Ratio | 1.60 |
| PB Ratio | 0.79 |
| P/TBV Ratio | 0.82 |
| P/FCF Ratio | 7.44 |
| P/OCF Ratio | 7.18 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.78 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.09%.
| Return on Equity (ROE) | 10.09% |
| Return on Assets (ROA) | 0.65% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 266,929 |
| Profits Per Employee | 50,444 |
| Employee Count | 169 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +20.54% in the last 52 weeks. The beta is 0.18, so F & M Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.18 |
| 52-Week Price Change | +20.54% |
| 50-Day Moving Average | 19.88 |
| 200-Day Moving Average | 20.88 |
| Relative Strength Index (RSI) | 63.07 |
| Average Volume (20 Days) | 2,140 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.02 |
Income Statement
In the last 12 months, F & M Bank had revenue of 45.11 million and earned 8.53 million in profits. Earnings per share was 2.42.
| Revenue | 45.11M |
| Gross Profit | 45.11M |
| Operating Income | 10.61M |
| Pretax Income | 9.58M |
| Net Income | 8.53M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 2.42 |
Balance Sheet
The company has 89.51 million in cash and 7.56 million in debt, giving a net cash position of 81.95 million or 22.98 per share.
| Cash & Cash Equivalents | 89.51M |
| Total Debt | 7.56M |
| Net Cash | 81.95M |
| Net Cash Per Share | 22.98 |
| Equity (Book Value) | 91.31M |
| Book Value Per Share | 25.62 |
| Working Capital | -1.10B |
Cash Flow
In the last 12 months, operating cash flow was 10.06 million and capital expenditures -343,000, giving a free cash flow of 9.72 million.
| Operating Cash Flow | 10.06M |
| Capital Expenditures | -343,000 |
| Free Cash Flow | 9.72M |
| FCF Per Share | 2.73 |
Margins
| Gross Margin | n/a |
| Operating Margin | 23.51% |
| Pretax Margin | 21.23% |
| Profit Margin | 18.90% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.55% |
Dividends & Yields
This stock pays an annual dividend of 1.04, which amounts to a dividend yield of 5.13%.
| Dividend Per Share | 1.04 |
| Dividend Yield | 5.13% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 42.96% |
| Buyback Yield | -1.13% |
| Shareholder Yield | 4.11% |
| Earnings Yield | 11.79% |
| FCF Yield | 13.45% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 29, 1998. It was a forward split with a ratio of 3.
| Last Split Date | Sep 29, 1998 |
| Split Type | Forward |
| Split Ratio | 3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |