FMCB Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	220.18	218.67	223.27	204.48	164.02	147.21
Interest Income on Investments	66.3	60.82	48.71	49.27	34.39	18.06
Total Interest Income	286.48	279.49	271.98	253.75	198.41	165.27
Interest Paid on Deposits	59.34	59.57	63.44	37.52	4.35	4.02
Interest Paid on Borrowings	0.73	0.77	1.86	0.85	0.49	0.32
Total Interest Expense	60.08	60.33	65.3	38.37	4.84	4.33
Net Interest Income	226.4	219.16	206.68	215.39	193.57	160.94
Net Interest Income Growth	7.20%	6.04%	-4.04%	11.27%	20.28%	7.43%
Gain (Loss) on Sale of Investments	0.09	0.04	0.74	-8.2	-10.69	2.55
Other Non-Interest Income	15.4	15.89	13.63	17.38	13.62	12.92
Total Non-Interest Income	18.66	19	17.43	11.94	5.73	18.44
Non-Interest Income Growth	2.93%	9.03%	45.98%	108.49%	-68.95%	22.51%
Revenues Before Loan Losses	245.06	238.16	224.11	227.33	199.3	179.38
Provision for Loan Losses	2.8	3.5	-	9.41	6.45	1.91
Revenue	242.26	234.66	224.11	217.92	192.85	177.47
Revenue Growth	6.43%	4.71%	2.84%	13.00%	8.67%	10.67%
Salaries and Employee Benefits	65.24	62.58	72.47	70.88	64.25	63.86
Occupancy Expenses	3.1	3.1	2.9	2.5	-	-
Federal Deposit Insurance	3.18	3	2.85	2.77	1.77	1.5
Selling, General & Administrative	28.84	26.03	13.8	11.85	13.47	12.09
Other Non-Interest Expense	10.69	11.18	9.84	13.36	13.62	11.7
Total Non-Interest Expense	111.05	105.89	101.86	101.37	93.11	89.15
EBT Excluding Unusual Items	131.22	128.78	122.24	116.55	99.74	88.32
Pretax Income	131.22	128.78	122.24	116.55	99.74	88.32
Income Tax Expense	34.87	35.17	33.79	28.24	24.65	21.99
Net Income	96.34	93.61	88.46	88.31	75.09	66.34
Net Income to Common	96.34	93.61	88.46	88.31	75.09	66.34
Net Income Growth	7.01%	5.82%	0.16%	17.61%	13.20%	12.94%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
Shares Change	-2.78%	-4.40%	-3.49%	-2.62%	-1.51%	-0.46%
EPS (Basic)	141.67	134.96	121.02	116.61	96.55	84.01
EPS (Diluted)	139.59	133.96	121.02	116.61	96.55	84.01
EPS Growth	10.07%	10.69%	3.78%	20.78%	14.93%	13.48%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	20.500	19.350	18.100	17.100	16.150	15.300
Dividend Growth	10.21%	6.91%	5.85%	5.88%	5.56%	3.73%
Effective Tax Rate	26.58%	27.31%	27.64%	24.23%	24.71%	24.89%