FMCB Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	228.7	218.67	223.27	204.48	164.02	147.21
Interest Income on Investments	60.82	60.82	48.71	49.27	34.39	18.06
Total Interest Income	289.52	279.49	271.98	253.75	198.41	165.27
Interest Paid on Deposits	59.44	59.57	63.44	37.52	4.35	4.02
Interest Paid on Borrowings	0.77	0.77	1.86	0.85	0.49	0.32
Total Interest Expense	60.21	60.33	65.3	38.37	4.84	4.33
Net Interest Income	229.31	219.16	206.68	215.39	193.57	160.94
Net Interest Income Growth	6.85%	6.04%	-4.04%	11.27%	20.28%	7.43%
Gain (Loss) on Sale of Investments	0.04	0.04	0.74	-8.2	-10.69	2.55
Other Non-Interest Income	14.93	15.89	13.63	17.38	13.62	12.92
Total Non-Interest Income	18.04	19	17.43	11.94	5.73	18.44
Non-Interest Income Growth	-3.59%	9.03%	45.98%	108.49%	-68.95%	22.51%
Revenues Before Loan Losses	247.35	238.16	224.11	227.33	199.3	179.38
Provision for Loan Losses	3.6	3.5	-	9.41	6.45	1.91
Revenue	243.75	234.66	224.11	217.92	192.85	177.47
Revenue Growth	5.55%	4.71%	2.84%	13.00%	8.67%	10.67%
Salaries and Employee Benefits	62.58	62.58	72.47	70.88	64.25	63.86
Occupancy Expenses	3.1	3.1	2.9	2.5	-	-
Federal Deposit Insurance	3	3	2.85	2.77	1.77	1.5
Selling, General & Administrative	26.03	26.03	13.8	11.85	13.47	12.09
Other Non-Interest Expense	23.23	11.18	9.84	13.36	13.62	11.7
Total Non-Interest Expense	117.93	105.89	101.86	101.37	93.11	89.15
EBT Excluding Unusual Items	125.82	128.78	122.24	116.55	99.74	88.32
Pretax Income	125.82	128.78	122.24	116.55	99.74	88.32
Income Tax Expense	28.11	35.17	33.79	28.24	24.65	21.99
Net Income	97.71	93.61	88.46	88.31	75.09	66.34
Net Income to Common	97.71	93.61	88.46	88.31	75.09	66.34
Net Income Growth	6.64%	5.82%	0.16%	17.61%	13.20%	12.94%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
Shares Change	-1.96%	-4.40%	-3.49%	-2.62%	-1.51%	-0.46%
EPS (Basic)	144.67	134.96	121.02	116.61	96.55	84.01
EPS (Diluted)	142.31	133.96	121.02	116.61	96.55	84.01
EPS Growth	8.77%	10.69%	3.78%	20.78%	14.93%	13.48%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	5.050	19.350	18.100	17.100	16.150	15.300
Dividend Growth	-78.60%	6.91%	5.85%	5.88%	5.56%	3.73%
Effective Tax Rate	22.34%	27.31%	27.64%	24.23%	24.71%	24.89%