Golden State Bancorp (GSBX)
OTCMKTS · Delayed Price · Currency is USD
37.92
+0.02 (0.05%)
At close: Jun 1, 2026
Golden State Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 59.51 | 57.2 | 47.83 | 36.8 | 28.35 | 22.12 |
Interest Income on Investments | 5.45 | 5.45 | 7.4 | 6.7 | 2.34 | 0.28 |
Total Interest Income | 64.96 | 62.65 | 55.23 | 43.5 | 30.69 | 22.39 |
Interest Paid on Deposits | 26.3 | 25.79 | 24.45 | 15.28 | 4.8 | 3.84 |
Interest Paid on Borrowings | 1.89 | 1.89 | 1.51 | 1.42 | 0.94 | 1.07 |
Total Interest Expense | 28.19 | 27.68 | 25.96 | 16.7 | 5.74 | 4.92 |
Net Interest Income | 36.77 | 34.97 | 29.27 | 26.8 | 24.95 | 17.48 |
Net Interest Income Growth (YoY) | 20.84% | 19.48% | 9.22% | 7.42% | 42.75% | 50.61% |
Other Non-Interest Income | 0.01 | 0.01 | 0.01 | 0.01 | 0.25 | 0.24 |
Total Non-Interest Income | 0.32 | 0.32 | 0.33 | 0.22 | 0.26 | 0.24 |
Non-Interest Income Growth (YoY) | 4.24% | -4.97% | 53.50% | -17.14% | 9.21% | 218.67% |
Revenues Before Loan Losses | 37.09 | 35.29 | 29.61 | 27.02 | 25.21 | 17.72 |
Provision for Loan Losses | 0.63 | 1.22 | 2.84 | 1.01 | 2.04 | 1.6 |
| 36.46 | 34.07 | 26.77 | 26 | 23.17 | 16.12 | |
Revenue Growth (YoY) | 32.20% | 27.27% | 2.94% | 12.21% | 43.72% | 49.76% |
Salaries and Employee Benefits | 11.92 | 11.92 | 9.8 | 8.59 | 7.13 | 6.26 |
Occupancy Expenses | 0.38 | 0.38 | 0.58 | 0.53 | 0.36 | 0.3 |
Selling, General & Administrative | 5.06 | 5.06 | 3.71 | 0.77 | 0.74 | 0.51 |
Other Non-Interest Expense | 4.91 | 3.44 | 2.69 | 5.31 | 4.07 | 3.97 |
Total Non-Interest Expense | 22.27 | 20.81 | 16.77 | 15.21 | 12.3 | 11.05 |
EBT Excluding Unusual Items | 14.18 | 13.26 | 10 | 10.8 | 10.87 | 5.07 |
Pretax Income | 14.18 | 13.26 | 10.31 | 10.8 | 10.87 | 5.07 |
Income Tax Expense | 4.16 | 3.93 | 2.19 | 3.17 | 3.19 | 1.52 |
Net Income | 10.03 | 9.33 | 8.12 | 7.62 | 7.69 | 3.55 |
Net Income to Common | 10.03 | 9.33 | 8.12 | 7.62 | 7.69 | 3.55 |
Net Income Growth | 25.04% | 14.90% | 6.52% | -0.82% | 116.32% | - |
Basic Shares Outstanding | 2 | 3 | 3 | 3 | 2 | 2 |
Diluted Shares Outstanding | 2 | 3 | 3 | 3 | 2 | 2 |
Shares Change (YoY) | -16.70% | 2.90% | 1.92% | 8.46% | 24.50% | 7.94% |
EPS (Basic) | 4.35 | 3.37 | 3.02 | 2.96 | 3.22 | 1.90 |
EPS (Diluted) | 4.35 | 3.32 | 2.98 | 2.85 | 3.11 | 1.79 |
EPS Growth | 49.99% | 11.41% | 4.56% | -8.36% | 73.74% | - |
Effective Tax Rate | 29.32% | 29.66% | 21.22% | 29.40% | 29.33% | 29.99% |