Golden State Bancorp (GSBX)

Golden State Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	131.6	123.36	116.31	139.03	76.14	104.62
Investment Securities	0.75	0.25	3.49	19.04	25.94	-
Total Investments	0.75	0.25	3.49	19.04	25.94	-
Gross Loans	858.05	823.39	711.78	566.19	544.86	417.01
Allowance for Loan Losses	-11.28	-10.98	-9.54	-7.69	-7.49	-5.74
Other Adjustments to Gross Loans	-	-2.55	-2.22	-1.94	-1.69	-0.99
Net Loans	846.77	809.85	700.02	556.56	535.68	410.28
Property, Plant & Equipment	5.99	5.68	3.91	4.45	1.58	2.27
Accrued Interest Receivable	-	4.2	3.64	2.6	2.36	1.54
Long-Term Deferred Tax Assets	4.55	4.55	4.07	2.98	2.88	4.25
Other Real Estate Owned & Foreclosed	-	-	-	-	1.06	1.33
Other Long-Term Assets	7.04	2.45	2.27	1.83	1.17	0.46
Total Assets	1,001	954.04	836.86	729.54	648.85	526.29

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	751.04	510.88	408.71	373.51	302.3	301.32
Institutional Deposits	-	201.68	174.42	138.05	82.71	65.51
Non-Interest Bearing Deposits	102.07	95.17	129.58	106.53	176.26	76.41
Total Deposits	853.11	807.74	712.72	618.09	561.27	443.23
Current Portion of Long-Term Debt	-	-	-	5	7.5	7.5
Current Portion of Leases	-	0.64	-	-	-	-
Accrued Interest Payable	-	0.79	0.68	5.43	0.29	0.13
Long-Term Debt	24.97	24.94	14.87	14.8	16.48	16.41
Federal Home Loan Bank Debt, Long-Term	25	30	30	20	5	17.5
Long-Term Leases	4.51	4.07	3.36	3.54	0.97	1.43
Other Long-Term Liabilities	5.13	4.43	3.89	-	2.83	2.16
Total Liabilities	912.71	872.6	765.51	666.87	594.34	488.35

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	48.45	45.92	45.89	45.63	45.41	45.19
Additional Paid-In Capital	10.96	10.65	9.92	9.63	9.31	0.63
Retained Earnings	30.39	24.87	15.54	7.42	-0.2	-7.89
Total Common Equity	88.17	81.43	71.35	62.68	54.51	37.94
Shareholders' Equity	88.17	81.43	71.35	62.68	54.51	37.94
Total Liabilities & Equity	1,001	954.04	836.86	729.54	648.85	526.29

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	54.48	59.65	48.23	43.34	29.95	42.83
Net Cash (Debt)	77.37	63.96	69.58	98.94	46.19	61.78
Net Cash Growth	7.51%	-8.08%	-29.67%	114.19%	-25.24%	-10.79%
Net Cash Per Share	27.19	22.78	25.50	36.96	18.71	31.17
Filing Date Shares Outstanding	2.85	2.3	2.27	2.1	2.08	2.05
Total Common Shares Outstanding	2.85	2.3	2.27	2.1	2.08	2.05
Book Value Per Share	30.98	35.36	31.42	29.90	26.17	18.53
Tangible Book Value	88.17	81.43	71.35	62.68	54.51	37.94
Tangible Book Value Per Share	30.98	35.36	31.42	29.90	26.17	18.53

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 7, 2026

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