Golden State Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	140.62	123.36	116.31	139.03	76.14	104.62
Investment Securities	0.75	0.25	3.49	19.04	25.94	-
Total Investments	0.75	0.25	3.49	19.04	25.94	-
Gross Loans	823.63	823.39	711.78	566.19	544.86	417.01
Allowance for Loan Losses	-10.99	-10.98	-9.54	-7.69	-7.49	-5.74
Other Adjustments to Gross Loans	-	-2.55	-2.22	-1.94	-1.69	-0.99
Net Loans	812.64	809.85	700.02	556.56	535.68	410.28
Property, Plant & Equipment	5.95	5.68	3.91	4.45	1.58	2.27
Accrued Interest Receivable	-	4.2	3.64	2.6	2.36	1.54
Long-Term Deferred Tax Assets	4.55	4.55	4.07	2.98	2.88	4.25
Other Real Estate Owned & Foreclosed	-	-	-	-	1.06	1.33
Other Long-Term Assets	5.76	2.45	2.27	1.83	1.17	0.46
Total Assets	973.97	954.04	836.86	729.54	648.85	526.29
Interest Bearing Deposits	734.33	510.88	408.71	373.51	302.3	301.32
Institutional Deposits	-	201.68	174.42	138.05	82.71	65.51
Non-Interest Bearing Deposits	90.96	95.17	129.58	106.53	176.26	76.41
Total Deposits	825.29	807.74	712.72	618.09	561.27	443.23
Current Portion of Long-Term Debt	-	-	-	5	7.5	7.5
Current Portion of Leases	-	0.64	-	-	-	-
Accrued Interest Payable	-	0.79	0.68	5.43	0.29	0.13
Long-Term Debt	24.95	24.94	14.87	14.8	16.48	16.41
Federal Home Loan Bank Debt, Long-Term	30	30	30	20	5	17.5
Long-Term Leases	4.63	4.07	3.36	3.54	0.97	1.43
Other Long-Term Liabilities	4.98	4.43	3.89	-	2.83	2.16
Total Liabilities	889.85	872.6	765.51	666.87	594.34	488.35
Common Stock	47.55	45.92	45.89	45.63	45.41	45.19
Additional Paid-In Capital	10.8	10.65	9.92	9.63	9.31	0.63
Retained Earnings	27.39	24.87	15.54	7.42	-0.2	-7.89
Total Common Equity	84.11	81.43	71.35	62.68	54.51	37.94
Shareholders' Equity	84.11	81.43	71.35	62.68	54.51	37.94
Total Liabilities & Equity	973.97	954.04	836.86	729.54	648.85	526.29
Total Debt	59.58	59.65	48.23	43.34	29.95	42.83
Net Cash (Debt)	81.29	63.96	69.58	98.94	46.19	61.78
Net Cash Growth	30.84%	-8.08%	-29.67%	114.19%	-25.24%	-10.79%
Net Cash Per Share	35.30	22.78	25.50	36.96	18.71	31.17
Filing Date Shares Outstanding	2.3	2.3	2.27	2.1	2.08	2.05
Total Common Shares Outstanding	2.3	2.3	2.27	2.1	2.08	2.05
Book Value Per Share	36.52	35.36	31.42	29.90	26.17	18.53
Tangible Book Value	84.11	81.43	71.35	62.68	54.51	37.94
Tangible Book Value Per Share	36.52	35.36	31.42	29.90	26.17	18.53