Golden State Bancorp (GSBX)

Golden State Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	126.98	123.36	116.31	139.03	76.14	104.62
Investment Securities	10.9	0.25	3.49	19.04	25.94	-
Total Investments	10.9	0.25	3.49	19.04	25.94	-
Gross Loans	896.72	823.39	711.78	566.19	544.86	417.01
Allowance for Loan Losses	-11.71	-10.98	-9.54	-7.69	-7.49	-5.74
Other Adjustments to Gross Loans	-	-2.55	-2.22	-1.94	-1.69	-0.99
Net Loans	885.01	809.85	700.02	556.56	535.68	410.28
Property, Plant & Equipment	5.72	5.68	3.91	4.45	1.58	2.27
Accrued Interest Receivable	-	4.2	3.64	2.6	2.36	1.54
Long-Term Deferred Tax Assets	4.55	4.55	4.07	2.98	2.88	4.25
Other Real Estate Owned & Foreclosed	0.98	-	-	-	1.06	1.33
Other Long-Term Assets	6.84	2.45	2.27	1.83	1.17	0.46
Total Assets	1,045	954.04	836.86	729.54	648.85	526.29

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	744.19	510.88	408.71	373.51	302.3	301.32
Institutional Deposits	-	201.68	174.42	138.05	82.71	65.51
Non-Interest Bearing Deposits	148.89	95.17	129.58	106.53	176.26	76.41
Total Deposits	893.08	807.74	712.72	618.09	561.27	443.23
Current Portion of Long-Term Debt	-	-	-	5	7.5	7.5
Current Portion of Leases	-	0.64	-	-	-	-
Accrued Interest Payable	-	0.79	0.68	5.43	0.29	0.13
Long-Term Debt	24.99	24.94	14.87	14.8	16.48	16.41
Federal Home Loan Bank Debt, Long-Term	25	30	30	20	5	17.5
Long-Term Leases	4.38	4.07	3.36	3.54	0.97	1.43
Other Long-Term Liabilities	5.91	4.43	3.89	-	2.83	2.16
Total Liabilities	953.36	872.6	765.51	666.87	594.34	488.35

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	48.45	45.92	45.89	45.63	45.41	45.19
Additional Paid-In Capital	11.11	10.65	9.92	9.63	9.31	0.63
Retained Earnings	33.87	24.87	15.54	7.42	-0.2	-7.89
Total Common Equity	91.8	81.43	71.35	62.68	54.51	37.94
Shareholders' Equity	91.8	81.43	71.35	62.68	54.51	37.94
Total Liabilities & Equity	1,045	954.04	836.86	729.54	648.85	526.29

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	54.37	59.65	48.23	43.34	29.95	42.83
Net Cash (Debt)	72.86	63.96	69.58	98.94	46.19	61.78
Net Cash Growth	-6.32%	-8.08%	-29.67%	114.19%	-25.24%	-10.79%
Net Cash Per Share	25.60	22.78	25.50	36.96	18.71	31.17
Filing Date Shares Outstanding	2.85	2.3	2.27	2.1	2.08	2.05
Total Common Shares Outstanding	2.85	2.3	2.27	2.1	2.08	2.05
Book Value Per Share	32.26	35.36	31.42	29.90	26.17	18.53
Tangible Book Value	91.8	81.43	71.35	62.68	54.51	37.94
Tangible Book Value Per Share	32.26	35.36	31.42	29.90	26.17	18.53

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 13, 2026

Data Sources Report a data error