Golden State Bancorp Statistics
Total Valuation
GSBX has a market cap or net worth of 88.32 million.
| Market Cap | 88.32M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, August 13, 2026.
| Earnings Date | Aug 13, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
GSBX has 2.30 million shares outstanding. The number of shares has decreased by -16.70% in one year.
| Current Share Class | 2.30M |
| Shares Outstanding | 2.30M |
| Shares Change (YoY) | -16.70% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 8.39.
| PE Ratio | 8.39 |
| Forward PE | n/a |
| PS Ratio | 2.31 |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | 7.94 |
| P/OCF Ratio | 7.44 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.90 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.81%.
| Return on Equity (ROE) | 12.81% |
| Return on Assets (ROA) | 1.10% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.55% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GSBX has paid 4.29 million in taxes.
| Income Tax | 4.29M |
| Effective Tax Rate | 28.97% |
Stock Price Statistics
The stock price has increased by +44.72% in the last 52 weeks. The beta is 0.27, so GSBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.27 |
| 52-Week Price Change | +44.72% |
| 50-Day Moving Average | 34.71 |
| 200-Day Moving Average | 25.31 |
| Relative Strength Index (RSI) | 72.37 |
| Average Volume (20 Days) | 1,424 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, GSBX had revenue of 38.17 million and earned 10.52 million in profits.
| Revenue | 38.17M |
| Gross Profit | 38.17M |
| Operating Income | 14.81M |
| Pretax Income | 14.81M |
| Net Income | 10.52M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | n/a |
Balance Sheet
The company has 131.85 million in cash and 54.48 million in debt, with a net cash position of 77.37 million or 33.60 per share.
| Cash & Cash Equivalents | 131.85M |
| Total Debt | 54.48M |
| Net Cash | 77.37M |
| Net Cash Per Share | 33.60 |
| Equity (Book Value) | 88.17M |
| Book Value Per Share | n/a |
| Working Capital | -721.26M |
Cash Flow
In the last 12 months, operating cash flow was 11.88 million and capital expenditures -746,563, giving a free cash flow of 11.13 million.
| Operating Cash Flow | 11.88M |
| Capital Expenditures | -746,563 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 10.00M |
| Free Cash Flow | 11.13M |
| FCF Per Share | 4.83 |
Margins
| Gross Margin | n/a |
| Operating Margin | 38.81% |
| Pretax Margin | 38.81% |
| Profit Margin | 27.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.67% |
Dividends & Yields
GSBX does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 16.70% |
| Shareholder Yield | 16.70% |
| Earnings Yield | 11.91% |
| FCF Yield | 12.60% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on November 20, 2015. It was a reverse split with a ratio of 0.05.
| Last Split Date | Nov 20, 2015 |
| Split Type | Reverse |
| Split Ratio | 0.05 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |