Golden State Bancorp (GSBX)

Golden State Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	124.89	116.31	139.03	76.14	104.62	105.81
Investment Securities	2	1.5	19.04	25.94	-	-
Total Investments	2	1.5	19.04	25.94	-	-
Gross Loans	794.43	711.78	566.19	544.86	417.01	326.39
Allowance for Loan Losses	-10.66	-9.54	-7.69	-7.49	-5.74	-4.29
Other Adjustments to Gross Loans	-	-2.22	-1.94	-1.69	-0.99	-0.92
Net Loans	783.78	700.02	556.56	535.68	410.28	321.18
Property, Plant & Equipment	3.41	3.91	4.45	1.58	2.27	2.53
Accrued Interest Receivable	-	3.64	2.6	2.36	1.54	1.33
Long-Term Deferred Tax Assets	4.07	4.07	2.98	2.88	4.25	5.01
Other Real Estate Owned & Foreclosed	-	-	-	1.06	1.33	1.33
Other Long-Term Assets	6.12	4.25	1.83	1.17	0.46	0.74
Total Assets	927.95	836.86	729.54	648.85	526.29	439.07
Interest Bearing Deposits	669.96	408.71	373.51	302.3	301.32	239.5
Institutional Deposits	-	174.42	138.05	82.71	65.51	69.7
Non-Interest Bearing Deposits	126.34	129.58	106.53	176.26	76.41	60.47
Total Deposits	796.3	712.72	618.09	561.27	443.23	369.67
Current Portion of Long-Term Debt	-	-	5	7.5	7.5	-
Current Portion of Leases	-	0.53	-	-	-	-
Accrued Interest Payable	-	0.68	5.43	0.29	0.13	0.14
Long-Term Debt	15.31	14.87	14.8	16.48	16.41	9.92
Federal Home Loan Bank Debt, Long-Term	30	30	20	5	17.5	25
Long-Term Leases	3.06	2.83	3.54	0.97	1.43	1.63
Other Long-Term Liabilities	4.39	3.89	-	2.83	2.16	1.78
Total Liabilities	849.06	765.51	666.87	594.34	488.35	408.13
Common Stock	47.55	45.89	45.63	45.41	45.19	41.82
Additional Paid-In Capital	10.47	9.92	9.63	9.31	0.63	0.56
Retained Earnings	22.51	15.54	7.42	-0.2	-7.89	-11.44
Total Common Equity	78.89	71.35	62.68	54.51	37.94	30.94
Shareholders' Equity	78.89	71.35	62.68	54.51	37.94	30.94
Total Liabilities & Equity	927.95	836.86	729.54	648.85	526.29	439.07
Total Debt	48.37	48.23	43.34	29.95	42.83	36.55
Net Cash (Debt)	77.77	69.58	98.94	46.19	61.78	69.26
Net Cash Growth	22.52%	-29.67%	114.19%	-25.24%	-10.79%	9.74%
Net Cash Per Share	27.83	25.50	36.96	18.71	31.17	37.71
Filing Date Shares Outstanding	2.8	2.27	2.1	2.08	2.05	1.84
Total Common Shares Outstanding	2.8	2.27	2.1	2.08	2.05	1.84
Book Value Per Share	28.23	31.42	29.90	26.17	18.53	16.85
Tangible Book Value	78.89	71.35	62.68	54.51	37.94	30.94
Tangible Book Value Per Share	28.23	31.42	29.90	26.17	18.53	16.85

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.