Golden State Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	123.36	116.31	139.03	76.14	104.62
Investment Securities	0.75	1.5	19.04	25.94	-
Total Investments	0.75	1.5	19.04	25.94	-
Gross Loans	820.83	711.78	566.19	544.86	417.01
Allowance for Loan Losses	-10.98	-9.54	-7.69	-7.49	-5.74
Other Adjustments to Gross Loans	-	-2.22	-1.94	-1.69	-0.99
Net Loans	809.85	700.02	556.56	535.68	410.28
Property, Plant & Equipment	5.68	3.91	4.45	1.58	2.27
Accrued Interest Receivable	-	3.64	2.6	2.36	1.54
Long-Term Deferred Tax Assets	4.55	4.07	2.98	2.88	4.25
Other Real Estate Owned & Foreclosed	-	-	-	1.06	1.33
Other Long-Term Assets	6.15	4.25	1.83	1.17	0.46
Total Assets	954.04	836.86	729.54	648.85	526.29
Interest Bearing Deposits	712.56	408.71	373.51	302.3	301.32
Institutional Deposits	-	174.42	138.05	82.71	65.51
Non-Interest Bearing Deposits	95.17	129.58	106.53	176.26	76.41
Total Deposits	807.74	712.72	618.09	561.27	443.23
Current Portion of Long-Term Debt	-	-	5	7.5	7.5
Current Portion of Leases	-	0.53	-	-	-
Accrued Interest Payable	-	0.68	5.43	0.29	0.13
Long-Term Debt	25.26	14.87	14.8	16.48	16.41
Federal Home Loan Bank Debt, Long-Term	30	30	20	5	17.5
Long-Term Leases	4.71	2.83	3.54	0.97	1.43
Other Long-Term Liabilities	4.89	3.89	-	2.83	2.16
Total Liabilities	872.6	765.51	666.87	594.34	488.35
Common Stock	47.55	45.89	45.63	45.41	45.19
Additional Paid-In Capital	10.65	9.92	9.63	9.31	0.63
Retained Earnings	24.87	15.54	7.42	-0.2	-7.89
Treasury Stock	-1.63	-	-	-	-
Total Common Equity	81.43	71.35	62.68	54.51	37.94
Shareholders' Equity	81.43	71.35	62.68	54.51	37.94
Total Liabilities & Equity	954.04	836.86	729.54	648.85	526.29
Total Debt	59.98	48.23	43.34	29.95	42.83
Net Cash (Debt)	63.63	69.58	98.94	46.19	61.78
Net Cash Growth	-8.55%	-29.67%	114.19%	-25.24%	-10.79%
Net Cash Per Share	22.77	25.50	36.96	18.71	31.17
Filing Date Shares Outstanding	2.8	2.27	2.1	2.08	2.05
Total Common Shares Outstanding	2.8	2.27	2.1	2.08	2.05
Book Value Per Share	29.14	31.42	29.90	26.17	18.53
Tangible Book Value	81.43	71.35	62.68	54.51	37.94
Tangible Book Value Per Share	29.14	31.42	29.90	26.17	18.53

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.