Golden State Bancorp (GSBX)

Golden State Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	116.31	139.03	76.14	104.62	105.81
Investment Securities	1.5	19.04	25.94	-	-
Total Investments	1.5	19.04	25.94	-	-
Gross Loans	711.78	566.19	544.86	417.01	326.39
Allowance for Loan Losses	-9.54	-7.69	-7.49	-5.74	-4.29
Other Adjustments to Gross Loans	-2.22	-1.94	-1.69	-0.99	-0.92
Net Loans	700.02	556.56	535.68	410.28	321.18
Property, Plant & Equipment	3.91	4.45	1.58	2.27	2.53
Accrued Interest Receivable	3.64	2.6	2.36	1.54	1.33
Long-Term Deferred Tax Assets	4.07	2.98	2.88	4.25	5.01
Other Real Estate Owned & Foreclosed	-	-	1.06	1.33	1.33
Other Long-Term Assets	4.25	1.83	1.17	0.46	0.74
Total Assets	836.86	729.54	648.85	526.29	439.07
Interest Bearing Deposits	408.71	373.51	302.3	301.32	239.5
Institutional Deposits	174.42	138.05	82.71	65.51	69.7
Non-Interest Bearing Deposits	129.58	106.53	176.26	76.41	60.47
Total Deposits	712.72	618.09	561.27	443.23	369.67
Current Portion of Long-Term Debt	-	5	7.5	7.5	-
Current Portion of Leases	0.53	-	-	-	-
Accrued Interest Payable	0.68	5.43	0.29	0.13	0.14
Long-Term Debt	14.87	14.8	16.48	16.41	9.92
Federal Home Loan Bank Debt, Long-Term	30	20	5	17.5	25
Long-Term Leases	2.83	3.54	0.97	1.43	1.63
Other Long-Term Liabilities	3.89	-	2.83	2.16	1.78
Total Liabilities	765.51	666.87	594.34	488.35	408.13
Common Stock	45.89	45.63	45.41	45.19	41.82
Additional Paid-In Capital	9.92	9.63	9.31	0.63	0.56
Retained Earnings	15.54	7.42	-0.2	-7.89	-11.44
Total Common Equity	71.35	62.68	54.51	37.94	30.94
Shareholders' Equity	71.35	62.68	54.51	37.94	30.94
Total Liabilities & Equity	836.86	729.54	648.85	526.29	439.07
Total Debt	48.23	43.34	29.95	42.83	36.55
Net Cash (Debt)	69.58	98.94	46.19	61.78	69.26
Net Cash Growth	-29.67%	114.19%	-25.24%	-10.79%	9.74%
Net Cash Per Share	25.50	36.96	18.71	31.17	37.71
Filing Date Shares Outstanding	2.27	2.1	2.08	2.05	1.84
Total Common Shares Outstanding	2.27	2.1	2.08	2.05	1.84
Book Value Per Share	31.42	29.90	26.17	18.53	16.85
Tangible Book Value	71.35	62.68	54.51	37.94	30.94
Tangible Book Value Per Share	31.42	29.90	26.17	18.53	16.85

Updated Apr 23, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.