Golden State Bancorp (GSBX)

Golden State Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan 12, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	73	61	55	37	31	25
Market Cap Growth	201.24%	11.93%	47.22%	18.79%	24.42%	-8.50%
Last Close Price	31.55	27.71	21.30	18.00	17.00	13.72
PE Ratio	9.68	7.56	7.20	4.85	8.83	-
PS Ratio	2.33	2.29	2.11	1.61	1.95	2.34
PB Ratio	0.92	0.86	0.88	0.68	0.83	0.82
P/FCF Ratio	-	6.64	7.24	3.37	4.79	37.27
P/OCF Ratio	-	6.47	6.21	3.36	4.67	32.07
Debt / Equity Ratio	0.61	0.68	0.69	0.55	1.13	1.18
Debt / FCF Ratio	-	5.21	5.72	2.71	6.54	54.04
Return on Equity (ROE)	12.32%	12.12%	13.01%	16.63%	10.32%	-1.84%
Return on Assets (ROA)	1.04%	1.04%	1.11%	1.31%	0.74%	-0.14%
Earnings Yield	12.54%	13.23%	13.90%	20.63%	11.33%	-2.28%
FCF Yield	-	15.07%	13.81%	29.69%	20.90%	2.68%
Buyback Yield / Dilution	-3.31%	-1.92%	-8.46%	-24.50%	-7.94%	1.30%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.