Honat Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	59.59	55.42	45.55	37.11	27.99	26.87
Interest Income on Investments	6.02	6.05	6.54	5.61	4.98	2.12
Total Interest Income	65.61	61.47	52.09	42.72	32.97	28.99
Interest Paid on Deposits	17.74	17.4	15.9	8.62	1.41	1.28
Interest Paid on Borrowings	-	-	-	0.07	0.06	0.03
Total Interest Expense	17.74	17.4	15.9	8.69	1.47	1.3
Net Interest Income	47.87	44.07	36.19	34.03	31.5	27.68
Net Interest Income Growth	20.71%	21.77%	6.35%	8.01%	13.81%	4.57%
Trust Income	0.96	0.99	0.78	0.69	0.65	0.7
Mortgage Banking Activities	0.68	0.56	0.61	0.55	0.88	2.76
Gain (Loss) on Sale of Assets	-	-	-	0.12	-	-
Gain (Loss) on Sale of Investments	-0.05	-0.05	-	0.4	-0.6	0.14
Other Non-Interest Income	4.39	4.19	4.07	3.94	3.98	3.81
Total Non-Interest Income	5.98	5.7	5.46	5.7	4.91	7.41
Non-Interest Income Growth	8.07%	4.47%	-4.25%	15.93%	-33.67%	9.54%
Revenues Before Loan Losses	53.85	49.76	41.64	39.72	36.42	35.09
Provision for Loan Losses	3.7	2.3	0.95	0.65	0.3	0.6
Revenue	50.15	47.46	40.69	39.07	36.12	34.49
Revenue Growth	14.98%	16.64%	4.14%	8.19%	4.72%	8.94%
Salaries and Employee Benefits	15.56	15.07	14.08	12.96	12.42	11.51
Occupancy Expenses	-	-	-	-	-	1.11
Federal Deposit Insurance	0.49	0.47	0.44	0.41	0.26	0.22
Selling, General & Administrative	6.91	6.58	6.27	5.53	5.95	3.93
Other Non-Interest Expense	4.31	4.1	3.58	4.03	3.76	3.5
Total Non-Interest Expense	28.02	27.26	24.81	23.5	23.72	21.46
EBT Excluding Unusual Items	22.14	20.21	15.88	15.58	12.4	13.03
Other Unusual Items	-	-	-	-	3.48	-
Pretax Income	22.14	20.21	15.88	15.58	15.88	13.03
Income Tax Expense	3.96	3.66	2.88	2.71	2.73	2.11
Net Income	18.17	16.55	13	12.87	13.15	10.93
Net Income to Common	18.17	16.55	13	12.87	13.15	10.93
Net Income Growth	25.22%	27.27%	1.05%	-2.14%	20.34%	16.45%
Basic Shares Outstanding	1	1	1	1	1	1
Diluted Shares Outstanding	1	1	1	1	1	1
Shares Change	-0.08%	-0.18%	-0.74%	-0.29%	0.02%	-0.93%
EPS (Basic)	12.70	11.56	9.06	8.90	9.07	7.54
EPS (Diluted)	12.70	11.56	9.06	8.90	9.07	7.54
EPS Growth	25.32%	27.50%	1.80%	-1.85%	20.31%	17.54%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	3.000	2.920	2.780	2.660	2.540	2.200
Dividend Growth	5.63%	5.04%	4.51%	4.72%	15.46%	18.28%
Effective Tax Rate	17.91%	18.11%	18.15%	17.40%	17.20%	16.17%