JBT Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	48.7	46.49	42.76	41.04	31.56	28.69
Interest Income on Investments	6.01	6.03	6.21	3.13	1.47	0.82
Total Interest Income	54.71	52.52	48.98	44.17	33.04	29.52
Interest Paid on Deposits	13	13.22	12.8	8.62	2.54	2.25
Interest Paid on Borrowings	2.72	3.1	3.9	4.35	0.93	0.52
Total Interest Expense	15.72	16.32	16.7	12.98	3.47	2.78
Net Interest Income	38.99	36.21	32.27	31.2	29.57	26.74
Net Interest Income Growth	15.05%	12.19%	3.44%	5.53%	10.56%	20.12%
Mortgage Banking Activities	-	-	-	-	0.23	0.9
Gain (Loss) on Sale of Assets	1.62	1.62	-	-	-	-
Gain (Loss) on Sale of Investments	-0.74	-0.74	-	-	-	-
Other Non-Interest Income	3.44	3.34	2.94	2.52	2.56	2.12
Total Non-Interest Income	6.99	6.5	4.79	4.32	4.36	4.25
Non-Interest Income Growth	35.49%	35.54%	11.10%	-0.99%	2.66%	-3.02%
Revenues Before Loan Losses	45.98	42.71	37.07	35.51	33.92	30.99
Provision for Loan Losses	2.04	3.22	1.73	1.19	1.2	0.94
Revenue	43.94	39.48	35.34	34.32	32.72	30.05
Revenue Growth	20.53%	11.73%	2.97%	4.88%	8.89%	22.08%
Salaries and Employee Benefits	15.28	14.5	13.84	12.32	11.91	11.63
Federal Deposit Insurance	0.55	0.55	0.59	0.61	0.51	0.5
Selling, General & Administrative	6.94	7.15	7.01	5.26	6.14	5.92
Other Non-Interest Expense	4.92	4.89	4.56	6.48	4.27	4.1
Total Non-Interest Expense	27.69	27.09	26	24.67	22.83	22.12
EBT Excluding Unusual Items	16.25	12.4	9.34	9.65	9.9	7.93
Pretax Income	16.25	12.4	9.34	9.65	9.9	7.93
Income Tax Expense	3.21	2.39	1.79	1.86	1.84	1.49
Net Income	13.04	10.01	7.56	7.79	8.06	6.44
Net Income to Common	13.04	10.01	7.56	7.79	8.06	6.44
Net Income Growth	64.34%	32.44%	-3.05%	-3.31%	25.23%	26.35%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change	-0.32%	-	-	-	0.04%	0.35%
EPS (Basic)	5.36	4.11	3.10	3.20	3.31	2.65
EPS (Diluted)	5.36	4.11	3.10	3.20	3.31	2.65
EPS Growth	64.86%	32.44%	-3.05%	-3.31%	25.19%	25.91%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.280	1.140	1.020	-	0.905	0.850
Dividend Growth	20.76%	11.77%	-	-	6.47%	4.94%
Effective Tax Rate	19.76%	19.28%	19.13%	19.28%	18.57%	18.84%