Madison County Financial, Inc. (MCBK)
OTCMKTS · Delayed Price · Currency is USD
31.85
0.00 (0.00%)
Jun 2, 2026, 9:30 AM EST
Madison County Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 26.01 | 25.59 | 23.27 | 20.31 | 16.16 | 15.83 |
Interest Income on Investments | 3.77 | 3.77 | 3.79 | 4.63 | 4.02 | 2.62 |
Total Interest Income | 29.78 | 29.36 | 27.06 | 24.94 | 20.17 | 18.45 |
Interest Paid on Deposits | 12.63 | 12.93 | 14.1 | 14.31 | 5.98 | 2.8 |
Interest Paid on Borrowings | 1.8 | 1.8 | 1.56 | 0.79 | 0.19 | 0.22 |
Total Interest Expense | 14.44 | 14.74 | 15.67 | 15.1 | 6.17 | 3.02 |
Net Interest Income | 15.35 | 14.62 | 11.39 | 9.84 | 14 | 15.43 |
Net Interest Income Growth (YoY) | 25.41% | 28.34% | 15.81% | -29.73% | -9.24% | 3.69% |
Other Non-Interest Income | 2.45 | 2.37 | 1.94 | 2.67 | 2.11 | 1.84 |
Total Non-Interest Income | 3.06 | 2.98 | 2.48 | 3.08 | 2.78 | 3.43 |
Non-Interest Income Growth (YoY) | 17.39% | 19.97% | -19.43% | 10.86% | -18.80% | -8.00% |
Revenues Before Loan Losses | 18.41 | 17.6 | 13.88 | 12.92 | 16.78 | 18.85 |
Provision for Loan Losses | -0 | 0.01 | -0.01 | 0.06 | -2.63 | -0.7 |
| 18.42 | 17.6 | 13.89 | 12.86 | 19.41 | 19.55 | |
Revenue Growth (YoY) | 24.02% | 26.72% | 7.95% | -33.72% | -0.74% | 5.14% |
Salaries and Employee Benefits | 5.93 | 5.93 | 5.72 | 5.65 | 6.36 | 6.26 |
Occupancy Expenses | 1.01 | 1.01 | 1.01 | 1.04 | 1.1 | 1.14 |
Federal Deposit Insurance | 0.26 | 0.26 | 0.26 | 0.26 | 0.15 | 0.12 |
Amortization of Goodwill & Intangibles | 0.07 | 0.07 | 0.08 | 0.08 | 0.08 | 0.09 |
Selling, General & Administrative | 1.99 | 1.99 | 1.92 | 1.86 | 2.09 | 2.36 |
Other Non-Interest Expense | 0.88 | 0.69 | 0.71 | 0.79 | 0.66 | 0.71 |
Total Non-Interest Expense | 10.13 | 9.94 | 9.69 | 9.68 | 10.45 | 10.67 |
EBT Excluding Unusual Items | 8.28 | 7.66 | 4.19 | 3.19 | 8.96 | 8.89 |
Pretax Income | 8.28 | 7.66 | 4.19 | 3.19 | 8.96 | 8.89 |
Income Tax Expense | 1.29 | 1.15 | 0.38 | -0.04 | 1.26 | 1.47 |
Net Income | 6.99 | 6.5 | 3.82 | 3.23 | 7.7 | 7.41 |
Preferred Dividends & Other Adjustments | - | - | - | - | 0 | 0.02 |
Net Income to Common | 6.99 | 6.5 | 3.82 | 3.23 | 7.7 | 7.4 |
Net Income Growth | 52.55% | 70.37% | 18.32% | -58.10% | 3.87% | 10.04% |
Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 |
Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 |
Shares Change (YoY) | -1.32% | -1.34% | 0.23% | -2.02% | 0.15% | 0.40% |
EPS (Basic) | 2.73 | 2.54 | 1.47 | 1.27 | 3.03 | 2.94 |
EPS (Diluted) | 2.73 | 2.54 | 1.47 | 1.24 | 2.91 | 2.80 |
EPS Growth | 54.40% | 72.60% | 18.54% | -57.39% | 3.93% | 9.80% |
Dividend Per Share | - | - | 0.360 | 0.300 | 0.720 | 0.690 |
Dividend Growth | - | - | 20.00% | -58.33% | 4.35% | 9.52% |
Effective Tax Rate | 15.61% | 15.07% | 8.99% | - | 14.06% | 16.58% |