Madison County Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	-	6.33	9.16	6.51	6.3	5.16
Investment Securities	120.92	113.7	111.78	113.23	112.4	105.14
Total Investments	120.92	113.7	111.78	113.23	112.4	105.14
Gross Loans	456.77	472.95	469.67	456.99	430.73	374.48
Allowance for Loan Losses	-6.37	-6.38	-6.38	-6.38	-6.41	-9.03
Net Loans	450.4	466.56	463.29	450.61	424.33	365.45
Property, Plant & Equipment	-	8.55	8.9	9.2	9.49	9.81
Goodwill	-	1.2	1.2	1.2	1.2	1.2
Other Intangible Assets	-	0.31	0.38	0.46	0.54	0.62
Accrued Interest Receivable	-	8.6	7.22	7.28	5.33	4.42
Restricted Cash	-	0.08	-	0.06	17.33	21.37
Long-Term Deferred Tax Assets	-	0.28	0.83	0.83	1.22	1.59
Other Long-Term Assets	32.41	12.13	11.38	11.63	11.72	11.37
Total Assets	603.72	626.44	622.25	609.71	596.27	532.72
Accrued Expenses	-	3.63	3.47	3.28	3.29	3.06
Interest Bearing Deposits	473.63	401.26	411.94	395.34	437.76	367.01
Institutional Deposits	-	7.78	1.9	0.25	0.25	2.12
Non-Interest Bearing Deposits	-	36.63	45.63	42.21	47.24	44.18
Total Deposits	473.63	445.66	459.46	437.8	485.25	413.31
Short-Term Borrowings	-	49.1	31.1	44.07	-	-
Current Portion of Long-Term Debt	-	5.8	-	-	-	-
Accrued Interest Payable	-	0.5	0.37	0.37	0.08	0.08
Federal Home Loan Bank Debt, Long-Term	18.8	17.7	29.2	28.2	13.2	20.7
Other Long-Term Liabilities	8.67	3.36	3.46	3.56	3.66	8.33
Total Liabilities	501.1	525.75	527.07	517.27	505.48	445.49
Common Stock	102.62	0.03	0.03	0.03	0.03	0.03
Additional Paid-In Capital	-	19.24	20	20.48	20.56	21.33
Retained Earnings	-	83.34	77.76	74.72	73.32	67.39
Comprehensive Income & Other	-	-1.92	-2.6	-2.78	-3.11	-1.51
Shareholders' Equity	102.62	100.68	95.18	92.44	90.79	87.23
Total Liabilities & Equity	603.72	626.44	622.25	609.71	596.27	532.72
Total Debt	18.8	72.6	60.3	72.27	13.2	20.7
Net Cash (Debt)	-18.8	-66.27	-51.14	-65.51	-5.9	-14.3
Net Cash Per Share	-7.35	-25.85	-19.68	-25.27	-2.23	-5.41
Filing Date Shares Outstanding	2.56	2.55	2.58	2.6	2.55	2.54
Total Common Shares Outstanding	2.55	2.56	2.58	2.58	2.54	2.53
Book Value Per Share	40.18	39.39	36.86	35.87	35.78	34.54
Tangible Book Value	102.62	99.18	93.6	90.78	89.05	85.41
Tangible Book Value Per Share	40.18	38.80	36.24	35.23	35.10	33.82

Source: S&P Global Market Intelligence. Banks template. Financial Sources.