Madison County Financial, Inc. (MCBK)
OTCMKTS · Delayed Price · Currency is USD
33.50
+0.15 (0.45%)
Sep 14, 2026, 11:34 AM EST

Madison County Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
866765577483
Market Cap Growth
28.17%3.39%13.14%-22.42%-11.32%11.90%
Last Close Price
33.5025.7224.1721.2027.0529.99

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.3310.2716.9317.709.5611.22
PS Ratio
4.443.804.654.443.794.25
PB Ratio
0.830.660.680.620.810.95
P/FCF Ratio
-13.3115.9968.1514.0210.05
P/OCF Ratio
-13.3115.6760.9513.819.88

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.180.720.630.780.140.24
Debt / FCF Ratio
-14.4714.9286.242.512.51
Net Debt / Equity Ratio
0.180.660.540.710.070.16
Net Debt / FCF Ratio
-13.2012.6578.181.121.73
Return on Equity (ROE)
-6.64%4.07%3.52%8.65%8.78%
Return on Assets (ROA)
-1.04%0.62%0.53%1.36%1.51%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.82%9.73%5.91%5.65%10.46%8.93%
FCF Yield
-7.51%6.26%1.47%7.13%9.95%
Dividend Yield
1.08%-1.49%1.42%2.66%2.30%
Payout Ratio
-14.22%20.43%56.51%22.94%21.36%
Buyback Yield / Dilution
1.07%1.34%-0.23%2.02%-0.15%-0.40%
Total Shareholder Return
2.16%1.34%1.26%3.43%2.51%1.90%