Madison County Financial, Inc. (MCBK)
OTCMKTS · Delayed Price · Currency is USD
32.85
0.00 (0.00%)
Aug 5, 2026, 11:29 AM EST
Madison County Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 6.5 | 3.82 | 3.23 | 7.7 | 7.41 |
Depreciation & Amortization | 0.42 | 0.46 | 0.46 | 0.48 | 0.53 |
Gain (Loss) on Sale of Investments | -0.15 | -0.18 | -0.09 | -0.02 | -0.04 |
Provision for Credit Losses | 0.01 | -0.01 | 0.06 | -2.63 | -0.7 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.24 | 0.22 | 0.13 | 0.3 | 1.3 |
Accrued Interest Receivable | -1.38 | 0.06 | -1.95 | -0.92 | 0.25 |
Other Operating Activities | -0.66 | -0.17 | -1.25 | 0.49 | 0.57 |
Operating Cash Flow | 5.02 | 4.12 | 0.94 | 5.33 | 8.4 |
Operating Cash Flow Growth | 21.73% | 340.02% | -82.42% | -36.55% | -2.64% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | - | -0.08 | -0.1 | -0.08 | -0.14 |
Investment in Securities | -1.17 | 1.73 | -0.72 | -14.08 | -34.11 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -3.28 | -12.67 | -26.25 | -56.26 | -30.25 |
Other Investing Activities | 0.02 | 1.19 | -0.49 | 0.54 | 1.66 |
Investing Cash Flow | -4.42 | -9.84 | -27.56 | -69.87 | -62.84 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 18 | - | 44.07 | - | - |
Long-Term Debt Issued | 2.51 | 1 | 15 | - | - |
Total Debt Issued | 20.51 | 1 | 59.07 | - | - |
Short-Term Debt Repaid | - | -12.97 | - | - | -14.2 |
Long-Term Debt Repaid | -8.21 | - | - | -7.5 | - |
Total Debt Repaid | -8.21 | -12.97 | - | -7.5 | -14.2 |
Net Debt Issued (Repaid) | 12.3 | -11.97 | 59.07 | -7.5 | -14.2 |
Issuance of Common Stock | - | 0.19 | 0.83 | 0.37 | 0.07 |
Repurchase of Common Stock | -0.92 | -0.8 | -1.06 | -1.4 | -0.42 |
Common Dividends Paid | -0.93 | -0.78 | -1.82 | -1.77 | -1.58 |
Net Increase (Decrease) in Deposit Accounts | -13.8 | 21.67 | -47.45 | 71.94 | 90.93 |
Financing Cash Flow | -3.35 | 8.31 | 9.56 | 61.65 | 74.8 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -2.75 | 2.59 | -17.06 | -2.9 | 20.36 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 5.02 | 4.04 | 0.84 | 5.25 | 8.26 |
Free Cash Flow Growth | 24.17% | 382.34% | -84.04% | -36.41% | 58.18% |
Free Cash Flow Margin | 28.52% | 29.11% | 6.51% | 27.06% | 42.23% |
Free Cash Flow Per Share | 1.96 | 1.56 | 0.32 | 1.99 | 3.13 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 14.62 | 15.66 | 14.81 | 6.17 | 3.05 |
Cash Income Tax Paid | 0.89 | -0.06 | -0.07 | 0.61 | 1.68 |