Madison County Financial, Inc. (MCBK)

Madison County Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Apr 1, 2025	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	64	57	74	83	74	72
Market Cap Growth	15.96%	-22.42%	-11.32%	11.90%	3.31%	8.57%
Last Close Price	24.80	21.95	28.00	31.05	26.91	25.27
PE Ratio	15.88	17.70	9.56	11.22	11.07	12.67
PS Ratio	4.69	4.44	3.79	4.25	3.99	4.54
PB Ratio	0.68	0.62	0.81	0.95	0.91	0.93
P/FCF Ratio	68.15	14.02	10.05	14.21	24.53
P/OCF Ratio	60.95	13.81	9.88	8.60	11.22
Debt / Equity Ratio	-	0.78	0.14	0.24	0.43	0.69
Debt / FCF Ratio	-	86.24	2.51	2.51	6.69	18.03
Return on Equity (ROE)	4.38%	3.52%	8.65%	8.78%	8.49%	7.58%
Return on Assets (ROA)	0.68%	0.53%	1.36%	1.51%	1.53%	1.35%
Earnings Yield	6.31%	5.65%	10.46%	8.93%	9.08%	7.93%
FCF Yield	1.47%	7.13%	9.95%	7.04%	4.08%
Dividend Yield	1.16%	1.37%	2.57%	2.22%	2.34%	2.10%
Payout Ratio	0.00%	56.51%	22.94%	21.36%	20.12%	23.17%
Buyback Yield / Dilution	0.64%	2.02%	-0.15%	-0.40%	1.21%	1.93%
Total Shareholder Return	1.80%	3.39%	2.42%	1.83%	3.56%	4.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.