Oxford Bank Corporation (OXBC)
OTCMKTS · Delayed Price · Currency is USD
35.30
+0.20 (0.57%)
Aug 26, 2025, 3:43 PM EDT

Oxford Bank Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
49.6348.7434.4725.6324.8221.32
Upgrade
Interest Income on Investments
2.792.586.965.381.541.85
Upgrade
Total Interest Income
52.4251.3241.4231.0126.3623.17
Upgrade
Interest Paid on Deposits
9.669.074.971.921.311.96
Upgrade
Interest Paid on Borrowings
0.710.770.55---
Upgrade
Total Interest Expense
10.379.845.531.921.311.96
Upgrade
Net Interest Income
42.0541.4735.929.0925.0421.2
Upgrade
Net Interest Income Growth (YoY)
8.11%15.53%23.40%16.16%18.10%15.42%
Upgrade
Gain (Loss) on Sale of Assets
0.26-0.02---
Upgrade
Other Non-Interest Income
5.355.687.643.162.871.77
Upgrade
Total Non-Interest Income
6.676.578.734.354.683.1
Upgrade
Non-Interest Income Growth (YoY)
-18.48%-24.70%100.80%-7.05%50.90%-22.01%
Upgrade
Revenues Before Loan Losses
48.7248.0544.6333.4429.7224.3
Upgrade
Provision for Loan Losses
3.063.271.90.150.551.44
Upgrade
45.6644.7742.7333.2929.1722.86
Upgrade
Revenue Growth (YoY)
3.44%4.77%28.38%14.12%27.58%3.57%
Upgrade
Salaries and Employee Benefits
18.6318.6115.9612.668.077.39
Upgrade
Occupancy Expenses
2.572.322.022.011.931.7
Upgrade
Selling, General & Administrative
4.064.523.783.52.352.07
Upgrade
Other Non-Interest Expense
6.445.855.564.0932.83
Upgrade
Total Non-Interest Expense
31.6931.327.3222.2615.3613.98
Upgrade
EBT Excluding Unusual Items
13.9813.4815.4211.0313.828.89
Upgrade
Pretax Income
13.9813.4815.4211.0313.828.89
Upgrade
Income Tax Expense
2.692.772.852.122.931.89
Upgrade
Earnings From Continuing Operations
11.2910.7112.578.9110.887
Upgrade
Minority Interest in Earnings
-1.26-0.75-0.51-0.09--
Upgrade
Net Income
10.039.9612.068.8210.887
Upgrade
Net Income to Common
10.039.9612.068.8210.887
Upgrade
Net Income Growth
-9.22%-17.42%36.71%-18.96%55.45%32.67%
Upgrade
Basic Shares Outstanding
222222
Upgrade
Diluted Shares Outstanding
222222
Upgrade
Shares Change (YoY)
0.37%0.79%2.12%4.76%-1.38%1.16%
Upgrade
EPS (Basic)
4.074.054.943.694.773.03
Upgrade
EPS (Diluted)
4.074.054.943.694.773.03
Upgrade
EPS Growth
-9.56%-18.07%33.88%-22.64%57.63%31.15%
Upgrade
Effective Tax Rate
19.23%20.55%18.47%19.21%21.22%21.22%
Upgrade
Source: S&P Global Market Intelligence. Banks template. Financial Sources.