Oxford Bank Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	106	101	83	77	73	73
Market Cap Growth	41.02%	21.43%	8.24%	5.47%	-0.23%	22.79%
Last Close Price	43.00	40.86	33.80	31.35	30.11	32.75
PE Ratio	11.00	9.23	8.37	6.38	8.27	6.72
PS Ratio	2.17	2.05	1.86	1.80	2.19	2.51
PB Ratio	0.94	0.91	0.85	0.91	1.05	1.17
Debt / Equity Ratio	0.35	0.12	0.16	0.23	0.23	0.25
Net Debt / Equity Ratio	0.04	-2.25	-0.31	-0.82	-1.52	-2.47
Return on Equity (ROE)	10.26%	11.63%	11.73%	16.29%	13.46%	18.49%
Return on Assets (ROA)	1.27%	1.28%	1.31%	1.56%	1.16%	1.50%
Earnings Yield	9.08%	10.84%	11.95%	15.67%	12.09%	14.88%
Buyback Yield / Dilution	-0.47%	-0.46%	-0.79%	-2.12%	-4.76%	1.38%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.