Oxford Bank Corporation (OXBC)

Oxford Bank Financials Overview

Financials in millions USD. Fiscal year is January - December.

Revenue & Profits

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Revenue Revenue Growth	48.96	49.25	44.77	42.73	33.29	29.17
Revenue Growth	8.80%	10.00%	4.77%	28.38%	14.12%	27.58%
Net Income Net Income Growth	9.67	10.96	9.96	12.06	8.82	10.88
Earnings Per Share EPS Growth	3.91	4.44	4.05	4.94	3.69	4.77
EPS Growth	1.25%	9.60%	-18.07%	33.88%	-22.64%	57.63%

Cash & Debt

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Investments Cash & Investments Growth	35.12	264.75	46.27	88.39	121.55	170.85
Total Debt Total Debt Growth	39.84	13.84	15.78	18.99	15.71	15.68
Net Cash (Debt) Net Cash Growth	-4.72	250.91	30.5	69.4	105.84	155.17
Net Cash Growth	-	722.80%	-56.06%	-34.43%	-31.79%	-
Net Cash Per Share Net Cash Per Share Growth	-1.91	101.52	12.40	28.43	44.28	68.01

Margins

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Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Profit Margin	19.75%	22.26%	22.24%	28.22%	26.50%	37.31%

Valuation

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Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	11.32	9.23	8.37	6.38	8.27	6.72
PS Ratio	2.24	2.05	1.86	1.80	2.19	2.51

Data Source: S&P Global Market Intelligence Last updated: Mar 31, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Jul 31, 2026

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