Oxford Bank Corporation (OXBC)
OTCMKTS · Delayed Price · Currency is USD
51.40
-0.09 (-0.18%)
Nov 12, 2026, 12:52 PM EST
Oxford Bank Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 65.42 | 264.25 | 45.28 | 82.92 | 112.37 | 157.96 |
Investment Securities | 131.48 | 116.85 | 113.57 | 147.89 | 196.81 | 151.69 |
Total Investments | 131.48 | 116.85 | 113.57 | 147.89 | 196.81 | 151.69 |
Gross Loans | 727.33 | 661.37 | 613.48 | 542.64 | 450.89 | 416.68 |
Allowance for Loan Losses | -10.79 | -8.04 | -8.61 | -6.08 | -5.63 | -5.47 |
Net Loans | 716.54 | 653.33 | 604.87 | 536.55 | 445.26 | 411.21 |
Property, Plant & Equipment | 12.45 | 13.27 | 12.67 | 15.66 | 8.19 | 8.49 |
Goodwill | 7 | 7 | 7 | 7 | 7 | - |
Accrued Interest Receivable | 17.35 | 17.22 | 16.85 | 13.4 | 10.14 | 9.06 |
Other Real Estate Owned & Foreclosed | 7.27 | 5.45 | - | - | - | - |
Other Long-Term Assets | 11.89 | 11.59 | 11.21 | 10.85 | 10.54 | 10.23 |
Total Assets | 969.4 | 1,089 | 811.45 | 816.67 | 792.65 | 750.87 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 527.88 | 672.25 | 413.01 | 413.03 | 529.62 | 505.91 |
Non-Interest Bearing Deposits | 300.5 | 281.06 | 273.92 | 292.9 | 173.4 | 162.95 |
Total Deposits | 828.38 | 953.31 | 686.93 | 705.93 | 703.02 | 668.86 |
Accrued Interest Payable | 8.5 | 10.39 | 10.77 | 7.16 | 4.21 | 3.6 |
Long-Term Debt | 13.86 | 13.84 | 15.78 | 15.75 | 15.71 | 15.68 |
Long-Term Leases | - | - | - | 3.25 | - | - |
Total Liabilities | 850.74 | 977.54 | 713.48 | 732.08 | 722.95 | 688.14 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 31.41 | 30.84 | 30.45 | 28.05 | 28.32 | 22.94 |
Additional Paid-In Capital | - | - | - | 2.08 | 1.72 | 1.31 |
Retained Earnings | 88.29 | 80.18 | 69.2 | 59.25 | 47.3 | 38.48 |
Comprehensive Income & Other | -3.15 | -1.31 | -3.57 | -5.53 | -7.88 | -0 |
Total Common Equity | 116.54 | 109.71 | 96.08 | 83.85 | 69.47 | 62.73 |
Minority Interest | 2.12 | 1.72 | 1.89 | 0.74 | 0.24 | - |
Shareholders' Equity | 118.66 | 111.43 | 97.97 | 84.59 | 69.7 | 62.73 |
Total Liabilities & Equity | 969.4 | 1,089 | 811.45 | 816.67 | 792.65 | 750.87 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 13.86 | 13.84 | 15.78 | 18.99 | 15.71 | 15.68 |
Net Cash (Debt) | 51.57 | 250.91 | 30.5 | 69.4 | 105.84 | 155.17 |
Net Cash Growth | -26.00% | 722.80% | -56.06% | -34.43% | -31.79% | - |
Net Cash Per Share | 20.78 | 101.52 | 12.40 | 28.43 | 44.28 | 68.01 |
Filing Date Shares Outstanding | 2.49 | 2.48 | 2.47 | 2.46 | 2.42 | 2.23 |
Total Common Shares Outstanding | 2.49 | 2.48 | 2.47 | 2.46 | 2.42 | 2.23 |
Book Value Per Share | 46.76 | 44.31 | 38.98 | 34.15 | 28.66 | 28.08 |
Tangible Book Value | 109.54 | 102.71 | 89.08 | 76.85 | 62.47 | 62.73 |
Tangible Book Value Per Share | 43.95 | 41.48 | 36.14 | 31.30 | 25.77 | 28.08 |