Oxford Bank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	34.62	264.25	45.28	82.92	112.37	157.96
Investment Securities	122.09	116.85	113.57	147.89	196.81	151.69
Total Investments	122.09	116.85	113.57	147.89	196.81	151.69
Gross Loans	701.71	661.37	613.48	542.64	450.89	416.68
Allowance for Loan Losses	-9.25	-8.04	-8.61	-6.08	-5.63	-5.47
Net Loans	692.46	653.33	604.87	536.55	445.26	411.21
Property, Plant & Equipment	13.23	13.27	12.67	15.66	8.19	8.49
Goodwill	7	7	7	7	7	-
Accrued Interest Receivable	15.62	17.22	16.85	13.4	10.14	9.06
Other Real Estate Owned & Foreclosed	5.37	5.45	-	-	-	-
Other Long-Term Assets	11.69	11.59	11.21	10.85	10.54	10.23
Total Assets	902.08	1,089	811.45	816.67	792.65	750.87
Interest Bearing Deposits	415.12	672.25	413.01	413.03	529.62	505.91
Non-Interest Bearing Deposits	325.46	281.06	273.92	292.9	173.4	162.95
Total Deposits	740.57	953.31	686.93	705.93	703.02	668.86
Accrued Interest Payable	8.73	10.39	10.77	7.16	4.21	3.6
Long-Term Debt	39.84	13.84	15.78	15.75	15.71	15.68
Long-Term Leases	-	-	-	3.25	-	-
Total Liabilities	789.14	977.54	713.48	732.08	722.95	688.14
Common Stock	31	30.84	30.45	28.05	28.32	22.94
Additional Paid-In Capital	-	-	-	2.08	1.72	1.31
Retained Earnings	81.79	80.18	69.2	59.25	47.3	38.48
Comprehensive Income & Other	-1.73	-1.31	-3.57	-5.53	-7.88	-0
Total Common Equity	111.06	109.71	96.08	83.85	69.47	62.73
Minority Interest	1.87	1.72	1.89	0.74	0.24	-
Shareholders' Equity	112.93	111.43	97.97	84.59	69.7	62.73
Total Liabilities & Equity	902.08	1,089	811.45	816.67	792.65	750.87
Total Debt	39.84	13.84	15.78	18.99	15.71	15.68
Net Cash (Debt)	-4.72	250.91	30.5	69.4	105.84	155.17
Net Cash Growth	-	722.80%	-56.06%	-34.43%	-31.79%	-
Net Cash Per Share	-1.91	101.52	12.40	28.43	44.28	68.01
Filing Date Shares Outstanding	2.48	2.48	2.47	2.46	2.42	2.23
Total Common Shares Outstanding	2.48	2.48	2.47	2.46	2.42	2.23
Book Value Per Share	44.85	44.31	38.98	34.15	28.66	28.08
Tangible Book Value	104.06	102.71	89.08	76.85	62.47	62.73
Tangible Book Value Per Share	42.03	41.48	36.14	31.30	25.77	28.08

Source: S&P Global Market Intelligence. Banks template. Financial Sources.