Oxford Bank Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	104	101	83	77	73	73
Market Cap Growth	35.72%	21.43%	8.24%	5.47%	-0.23%	22.79%
Last Close Price	41.99	40.86	33.80	31.35	30.11	32.75
PE Ratio	9.47	9.23	8.37	6.38	8.27	6.72
PS Ratio	2.11	2.05	1.86	1.80	2.19	2.51
PB Ratio	0.93	0.91	0.85	0.91	1.05	1.17
Debt / Equity Ratio	0.12	0.12	0.16	0.23	0.23	0.25
Net Debt / Equity Ratio	-2.25	-2.25	-0.31	-0.82	-1.52	-2.47
Return on Equity (ROE)	11.63%	11.63%	11.73%	16.29%	13.46%	18.49%
Return on Assets (ROA)	1.28%	1.28%	1.31%	1.56%	1.16%	1.50%
Earnings Yield	10.55%	10.84%	11.95%	15.67%	12.09%	14.88%
Buyback Yield / Dilution	-0.46%	-0.46%	-0.79%	-2.12%	-4.76%	1.38%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.