Accolade Statistics
Total Valuation
Oxford Bank has a market cap or net worth of 86.28 million.
| Market Cap | 86.28M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Monday, August 4, 2025.
| Earnings Date | Aug 4, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Oxford Bank has 2.47 million shares outstanding. The number of shares has increased by 0.70% in one year.
| Current Share Class | 2.47M |
| Shares Outstanding | 2.47M |
| Shares Change (YoY) | +0.70% |
| Shares Change (QoQ) | +0.37% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 2.33M |
Valuation Ratios
The trailing PE ratio is 9.07.
| PE Ratio | 9.07 |
| Forward PE | n/a |
| PS Ratio | 1.92 |
| PB Ratio | 0.85 |
| P/TBV Ratio | 0.93 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.82%.
| Return on Equity (ROE) | 10.82% |
| Return on Assets (ROA) | 1.20% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 328,438 |
| Profits Per Employee | 69,380 |
| Employee Count | 137 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Oxford Bank has paid 2.64 million in taxes.
| Income Tax | 2.64M |
| Effective Tax Rate | 20.46% |
Stock Price Statistics
The stock price has increased by +8.19% in the last 52 weeks. The beta is 0.14, so Oxford Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.14 |
| 52-Week Price Change | +8.19% |
| 50-Day Moving Average | 33.89 |
| 200-Day Moving Average | 34.01 |
| Relative Strength Index (RSI) | 65.44 |
| Average Volume (20 Days) | 2,845 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.23 |
Income Statement
In the last 12 months, Oxford Bank had revenue of 45.00 million and earned 9.51 million in profits. Earnings per share was 3.86.
| Revenue | 45.00M |
| Gross Profit | 45.00M |
| Operating Income | 12.93M |
| Pretax Income | 12.93M |
| Net Income | 9.51M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.86 |
Balance Sheet
The company has 43.71 million in cash and 15.79 million in debt, giving a net cash position of 27.92 million or 11.33 per share.
| Cash & Cash Equivalents | 43.71M |
| Total Debt | 15.79M |
| Net Cash | 27.92M |
| Net Cash Per Share | 11.33 |
| Equity (Book Value) | 101.68M |
| Book Value Per Share | 40.51 |
| Working Capital | -646.52M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 28.72% |
| Pretax Margin | 28.72% |
| Profit Margin | 21.12% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
Oxford Bank does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.70% |
| Shareholder Yield | n/a |
| Earnings Yield | 11.02% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on June 19, 2000. It was a forward split with a ratio of 2.
| Last Split Date | Jun 19, 2000 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |