Peoples Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	19.58	107.74	22.79	32.84	49.99
Investment Securities	291.86	320.78	347.95	381.92	285.39
Mortgage-Backed Securities	97.66	111.38	142.79	163.82	201.97
Total Investments	389.52	432.15	490.74	545.74	487.36
Gross Loans	263.71	233.58	238.34	237.88	239.16
Allowance for Loan Losses	-2.94	-2.98	-3.22	-3.34	-3.31
Net Loans	260.77	230.59	235.12	234.54	235.85
Property, Plant & Equipment	17.39	18.71	19.47	18.5	17.99
Other Intangible Assets	0.41	0.48	0.54	0.6	-
Accrued Interest Receivable	3.06	3.52	3.52	3.27	2.84
Long-Term Deferred Tax Assets	11.04	13.9	0.76	2.45	-
Other Real Estate Owned & Foreclosed	-	0.01	-	0.26	1.89
Other Long-Term Assets	24.18	24.13	22.47	21.28	20.87
Total Assets	727.12	831.85	797.74	861.64	818.95
Interest Bearing Deposits	417.93	464.98	506.04	578.91	467.75
Institutional Deposits	13.59	20.56	7.52	8.77	43.61
Non-Interest Bearing Deposits	172.91	235.18	174.93	198.1	193.47
Total Deposits	604.43	720.73	688.49	785.78	704.84
Short-Term Borrowings	0.8	-	18.5	-	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	0.89
Pension & Post-Retirement Benefits	19.88	19.2	19.58	19.2	19.33
Other Long-Term Liabilities	1.34	1.92	1.88	1.47	2.16
Total Liabilities	626.45	741.85	728.46	806.45	727.22
Common Stock	4.62	4.62	4.66	4.68	4.68
Additional Paid-In Capital	65.78	65.78	65.78	65.78	65.78
Retained Earnings	58.74	56.49	37.57	31.15	23.1
Comprehensive Income & Other	-28.47	-36.89	-38.73	-46.42	-1.83
Shareholders' Equity	100.67	90	69.28	55.19	91.73
Total Liabilities & Equity	727.12	831.85	797.74	861.64	818.95
Total Debt	0.8	-	18.5	-	0.89
Net Cash (Debt)	18.78	107.74	4.29	32.84	49.1
Net Cash Growth	-82.57%	2409.18%	-86.92%	-33.13%	-45.78%
Net Cash Per Share	4.07	23.14	0.92	7.02	10.14
Filing Date Shares Outstanding	4.62	4.62	4.66	4.68	4.68
Total Common Shares Outstanding	4.62	4.62	4.66	4.68	4.68
Book Value Per Share	21.80	19.49	14.86	11.80	19.61
Tangible Book Value	100.25	89.53	68.75	54.59	91.73
Tangible Book Value Per Share	21.71	19.39	14.75	11.67	19.61

Source: S&P Global Market Intelligence. Banks template. Financial Sources.