Peoples Financial Corporation (PFBX)
OTCMKTS · Delayed Price · Currency is USD
22.26
-0.29 (-1.29%)
Jul 31, 2026, 9:42 AM EST
Peoples Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 3.91 | 21.7 | 9.17 | 8.94 | 8.91 |
Depreciation & Amortization | 1.69 | 1.74 | 1.61 | 1.69 | 1.68 |
Gain (Loss) on Sale of Assets | 0 | -0.01 | 0.07 | -0.09 | -0.28 |
Gain (Loss) on Sale of Investments | -0.65 | -1.54 | -2.33 | 0.06 | 0.9 |
Total Asset Writedown | - | - | - | 0.16 | 0.3 |
Provision for Credit Losses | 0 | -0.16 | -0.27 | 0.08 | -5.66 |
Accrued Interest Receivable | 0.46 | 0 | -0.25 | -0.43 | -0.74 |
Change in Other Net Operating Assets | -0.97 | -1.94 | 2.74 | -0.05 | -0.52 |
Operating Cash Flow | 4.5 | 6.03 | 9.05 | 7.91 | 4.58 |
Operating Cash Flow Growth | -25.37% | -33.33% | 14.45% | 72.51% | -22.59% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.3 | -0.98 | -2.54 | -2.17 | -1.94 |
Sale of Property, Plant and Equipment | - | 0.07 | 0.05 | - | - |
Investment in Securities | 55.4 | 62.6 | 65.31 | -104.03 | -239.57 |
Purchase / Sale of Intangibles | - | - | - | -0.62 | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -30.47 | 4.7 | -1.27 | 1.23 | 43.79 |
Other Investing Activities | -0.39 | 1.61 | -0.28 | -0.2 | -0.11 |
Investing Cash Flow | 24.5 | 68.01 | 62.38 | -104.23 | -196.25 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 584.66 | 840.65 | 769.35 | 567.75 | 79.52 |
Long-Term Debt Repaid | -583.86 | -859.15 | -750.85 | -568.64 | -79.6 |
Net Debt Issued (Repaid) | 0.8 | -18.5 | 18.5 | -0.89 | -0.08 |
Repurchase of Common Stock | - | -0.79 | -0.21 | - | -3.38 |
Common Dividends Paid | -1.66 | -2.04 | -2.47 | -0.89 | -0.77 |
Net Increase (Decrease) in Deposit Accounts | -116.3 | 32.24 | -97.29 | 80.94 | 154.34 |
Financing Cash Flow | -117.16 | 10.91 | -81.47 | 79.16 | 150.11 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -88.16 | 84.95 | -10.04 | -17.16 | -41.55 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 4.2 | 5.06 | 6.51 | 5.74 | 2.64 |
Free Cash Flow Growth | -16.93% | -22.37% | 13.58% | 117.23% | -51.83% |
Free Cash Flow Margin | 15.27% | 16.51% | 19.36% | 20.22% | 8.36% |
Free Cash Flow Per Share | 0.91 | 1.09 | 1.39 | 1.23 | 0.55 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 8.17 | 9.6 | 6.13 | 2.16 | 0.84 |
Cash Income Tax Paid | 0.5 | 0.84 | 0.5 | - | 0.17 |