Peoples Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	41.9	107.74	22.79	32.84	49.99	91.53
Investment Securities	307.9	320.78	347.95	381.92	285.39	140.3
Mortgage-Backed Securities	100.36	111.38	142.79	163.82	201.97	118.11
Total Investments	408.26	432.15	490.74	545.74	487.36	258.41
Gross Loans	252.67	233.58	238.34	237.88	239.16	278.42
Allowance for Loan Losses	-2.93	-2.98	-3.22	-3.34	-3.31	-4.43
Net Loans	249.74	230.59	235.12	234.54	235.85	274
Property, Plant & Equipment	17.77	18.71	19.47	18.5	17.99	15.68
Other Intangible Assets	0.43	0.48	0.54	0.6	-	-
Accrued Interest Receivable	3.12	3.52	3.52	3.27	2.84	2.1
Restricted Cash	-	-	-	-	-	0.02
Long-Term Deferred Tax Assets	11.3	13.9	0.76	2.45	-	-
Other Real Estate Owned & Foreclosed	-	0.01	-	0.26	1.89	3.48
Other Long-Term Assets	24.41	24.13	22.47	21.28	20.87	20.68
Total Assets	758.07	831.85	797.74	861.64	818.95	668.03
Interest Bearing Deposits	452.91	464.98	506.04	578.91	467.75	341.65
Institutional Deposits	12.65	20.56	7.52	8.77	43.61	38.58
Non-Interest Bearing Deposits	172.02	235.18	174.93	198.1	193.47	170.27
Total Deposits	637.58	720.73	688.49	785.78	704.84	550.5
Short-Term Borrowings	-	-	18.5	-	-	-
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	0.89	0.97
Pension & Post-Retirement Benefits	19.18	19.2	19.58	19.2	19.33	18.88
Other Long-Term Liabilities	1.3	1.92	1.88	1.47	2.16	2.81
Total Liabilities	658.06	741.85	728.46	806.45	727.22	573.16
Common Stock	4.62	4.62	4.66	4.68	4.68	4.88
Additional Paid-In Capital	65.78	65.78	65.78	65.78	65.78	65.78
Retained Earnings	58.86	56.49	37.57	31.15	23.1	18.34
Comprehensive Income & Other	-29.24	-36.89	-38.73	-46.42	-1.83	5.87
Shareholders' Equity	100.01	90	69.28	55.19	91.73	94.87
Total Liabilities & Equity	758.07	831.85	797.74	861.64	818.95	668.03
Total Debt	-	-	18.5	-	0.89	0.97
Net Cash (Debt)	41.9	107.74	4.29	32.84	49.1	90.56
Net Cash Growth	241.92%	2409.18%	-86.92%	-33.13%	-45.78%	254.91%
Net Cash Per Share	9.06	23.14	0.92	7.02	10.14	18.51
Filing Date Shares Outstanding	4.62	4.62	4.66	4.68	4.68	4.88
Total Common Shares Outstanding	4.62	4.62	4.66	4.68	4.68	4.88
Book Value Per Share	21.66	19.49	14.86	11.80	19.61	19.45
Tangible Book Value	99.58	89.53	68.75	54.59	91.73	94.87
Tangible Book Value Per Share	21.57	19.39	14.75	11.67	19.61	19.45

Source: S&P Global Market Intelligence. Banks template. Financial Sources.