Peoples Financial Statistics
Total Valuation
PFBX has a market cap or net worth of 91.61 million.
| Market Cap | 91.61M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Thursday, July 24, 2025.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Jun 11, 2025 |
Share Statistics
PFBX has 4.62 million shares outstanding. The number of shares has decreased by -0.70% in one year.
| Current Share Class | 4.62M |
| Shares Outstanding | 4.62M |
| Shares Change (YoY) | -0.70% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 39.62% |
| Owned by Institutions (%) | 1.05% |
| Float | 2.11M |
Valuation Ratios
The trailing PE ratio is 4.71.
| PE Ratio | 4.71 |
| Forward PE | n/a |
| PS Ratio | 3.14 |
| PB Ratio | 0.95 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | 15.77 |
| P/OCF Ratio | 14.59 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 22.86%.
| Return on Equity (ROE) | 22.86% |
| Return on Assets (ROA) | 2.43% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 219,188 |
| Profits Per Employee | 146,699 |
| Employee Count | 134 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -13.11M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +11.09% in the last 52 weeks. The beta is 0.43, so PFBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +11.09% |
| 50-Day Moving Average | 19.86 |
| 200-Day Moving Average | 19.29 |
| Relative Strength Index (RSI) | 48.75 |
| Average Volume (20 Days) | 294 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.03 |
Income Statement
In the last 12 months, PFBX had revenue of 29.15 million and earned 19.51 million in profits. Earnings per share was 4.21.
| Revenue | 29.15M |
| Gross Profit | 29.15M |
| Operating Income | 6.41M |
| Pretax Income | 6.41M |
| Net Income | 19.51M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.21 |
Balance Sheet
The company has 18.38 million in cash and n/a in debt, giving a net cash position of 18.38 million or 3.98 per share.
| Cash & Cash Equivalents | 18.38M |
| Total Debt | n/a |
| Net Cash | 18.38M |
| Net Cash Per Share | 3.98 |
| Equity (Book Value) | 96.51M |
| Book Value Per Share | 20.90 |
| Working Capital | -622.54M |
Cash Flow
In the last 12 months, operating cash flow was 6.28 million and capital expenditures -469,000, giving a free cash flow of 5.81 million.
| Operating Cash Flow | 6.28M |
| Capital Expenditures | -469,000 |
| Free Cash Flow | 5.81M |
| FCF Per Share | 1.26 |
Margins
| Gross Margin | n/a |
| Operating Margin | 21.98% |
| Pretax Margin | 21.97% |
| Profit Margin | 66.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 19.93% |
Dividends & Yields
This stock pays an annual dividend of 0.44, which amounts to a dividend yield of 2.22%.
| Dividend Per Share | 0.44 |
| Dividend Yield | 2.22% |
| Dividend Growth (YoY) | -25.42% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 10.41% |
| Buyback Yield | 0.70% |
| Shareholder Yield | 2.92% |
| Earnings Yield | 21.30% |
| FCF Yield | 6.34% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |