Peoples Financial Statistics
Total Valuation
PFBX has a market cap or net worth of 93.50 million.
| Market Cap | 93.50M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, July 24, 2025.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Jun 11, 2025 |
Share Statistics
PFBX has 4.62 million shares outstanding. The number of shares has decreased by -0.55% in one year.
| Current Share Class | 4.62M |
| Shares Outstanding | 4.62M |
| Shares Change (YoY) | -0.55% |
| Shares Change (QoQ) | -0.49% |
| Owned by Insiders (%) | 39.62% |
| Owned by Institutions (%) | 1.05% |
| Float | 2.11M |
Valuation Ratios
The trailing PE ratio is 4.57.
| PE Ratio | 4.57 |
| Forward PE | n/a |
| PS Ratio | 3.10 |
| PB Ratio | 0.99 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | 16.56 |
| P/OCF Ratio | 15.35 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 24.95%.
| Return on Equity (ROE) | 24.95% |
| Return on Assets (ROA) | 2.29% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 226,805 |
| Profits Per Employee | 154,872 |
| Employee Count | 134 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -13.58M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +26.56% in the last 52 weeks. The beta is 0.46, so PFBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.46 |
| 52-Week Price Change | +26.56% |
| 50-Day Moving Average | 19.54 |
| 200-Day Moving Average | 18.79 |
| Relative Strength Index (RSI) | 73.81 |
| Average Volume (20 Days) | 785 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.01 |
Income Statement
In the last 12 months, PFBX had revenue of 30.17 million and earned 20.60 million in profits. Earnings per share was 4.43.
| Revenue | 30.17M |
| Gross Profit | 30.17M |
| Operating Income | 7.01M |
| Pretax Income | 7.02M |
| Net Income | 20.60M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 4.43 |
Balance Sheet
The company has 95.43 million in cash and n/a in debt, giving a net cash position of 95.43 million or 20.67 per share.
| Cash & Cash Equivalents | 95.43M |
| Total Debt | n/a |
| Net Cash | 95.43M |
| Net Cash Per Share | 20.67 |
| Equity (Book Value) | 94.46M |
| Book Value Per Share | 20.46 |
| Working Capital | -653.24M |
Cash Flow
In the last 12 months, operating cash flow was 6.09 million and capital expenditures -444,000, giving a free cash flow of 5.65 million.
| Operating Cash Flow | 6.09M |
| Capital Expenditures | -444,000 |
| Free Cash Flow | 5.65M |
| FCF Per Share | 1.22 |
Margins
| Gross Margin | n/a |
| Operating Margin | 23.23% |
| Pretax Margin | 23.27% |
| Profit Margin | 68.28% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 18.72% |
Dividends & Yields
This stock pays an annual dividend of 0.44, which amounts to a dividend yield of 2.17%.
| Dividend Per Share | 0.44 |
| Dividend Yield | 2.17% |
| Dividend Growth (YoY) | -25.42% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 9.90% |
| Buyback Yield | 0.55% |
| Shareholder Yield | 2.72% |
| Earnings Yield | 22.03% |
| FCF Yield | 6.04% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |