Peoples Financial Statistics
Total Valuation
PFBX has a market cap or net worth of 97.01 million.
| Market Cap | 97.01M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, April 17, 2026.
| Earnings Date | Apr 17, 2026 |
| Ex-Dividend Date | Dec 8, 2025 |
Share Statistics
PFBX has 4.62 million shares outstanding. The number of shares has decreased by -1.21% in one year.
| Current Share Class | 4.62M |
| Shares Outstanding | 4.62M |
| Shares Change (YoY) | -1.21% |
| Shares Change (QoQ) | -0.88% |
| Owned by Insiders (%) | 40.03% |
| Owned by Institutions (%) | 1.05% |
| Float | 2.03M |
Valuation Ratios
The trailing PE ratio is 24.81.
| PE Ratio | 24.81 |
| Forward PE | n/a |
| PS Ratio | 3.53 |
| PB Ratio | 0.96 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 23.09 |
| P/OCF Ratio | 21.54 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.19 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.10%.
| Return on Equity (ROE) | 4.10% |
| Return on Assets (ROA) | 0.50% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.24% |
| Revenue Per Employee | 209,985 |
| Profits Per Employee | 29,855 |
| Employee Count | 134 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFBX has paid 900,000 in taxes.
| Income Tax | 900,000 |
| Effective Tax Rate | 18.71% |
Stock Price Statistics
The stock price has increased by +10.77% in the last 52 weeks. The beta is 0.19, so PFBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.19 |
| 52-Week Price Change | +10.77% |
| 50-Day Moving Average | 20.60 |
| 200-Day Moving Average | 18.87 |
| Relative Strength Index (RSI) | 52.33 |
| Average Volume (20 Days) | 5,473 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.08 |
Income Statement
In the last 12 months, PFBX had revenue of 27.51 million and earned 3.91 million in profits. Earnings per share was 0.85.
| Revenue | 27.51M |
| Gross Profit | 27.51M |
| Operating Income | 4.81M |
| Pretax Income | 4.81M |
| Net Income | 3.91M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.85 |
Balance Sheet
The company has 19.58 million in cash and 800,000 in debt, with a net cash position of 18.78 million or 4.07 per share.
| Cash & Cash Equivalents | 19.58M |
| Total Debt | 800,000 |
| Net Cash | 18.78M |
| Net Cash Per Share | 4.07 |
| Equity (Book Value) | 100.67M |
| Book Value Per Share | 21.80 |
| Working Capital | -582.59M |
Cash Flow
In the last 12 months, operating cash flow was 4.50 million and capital expenditures -302,000, giving a free cash flow of 4.20 million.
| Operating Cash Flow | 4.50M |
| Capital Expenditures | -302,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 800,000 |
| Free Cash Flow | 4.20M |
| FCF Per Share | 0.91 |
Margins
| Gross Margin | n/a |
| Operating Margin | 17.49% |
| Pretax Margin | 17.49% |
| Profit Margin | 14.22% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 15.27% |
Dividends & Yields
This stock pays an annual dividend of 0.36, which amounts to a dividend yield of 1.71%.
| Dividend Per Share | 0.36 |
| Dividend Yield | 1.71% |
| Dividend Growth (YoY) | -18.18% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 42.50% |
| Buyback Yield | 1.21% |
| Shareholder Yield | 2.92% |
| Earnings Yield | 4.03% |
| FCF Yield | 4.33% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |