Pacific Financial Corporation (PFLC)

Pacific Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	17.65	79.15	106.82	314.24	386.37	225.62
Investment Securities	208.85	110.29	126.44	150.13	129.91	65.63
Mortgage-Backed Securities	201.59	196.9	170.17	143	109.49	64.87
Total Investments	410.44	307.19	296.61	293.13	239.4	130.5
Gross Loans	772.22	704.87	685.35	640.72	629.76	732.02
Allowance for Loan Losses	-9.06	-8.85	-8.53	-8.24	-8.3	-12.07
Other Adjustments to Gross Loans	-0.69	-0.62	-0.8	-0.76	-1.43	-2.63
Net Loans	762.47	695.4	676.02	631.72	620.04	717.33
Property, Plant & Equipment	16.41	16.95	15.58	13.95	14.47	15.71
Goodwill	-	12.17	12.17	12.17	12.17	12.17
Other Intangible Assets	13.44	1.27	1.27	1.27	1.28	1.29
Loans Held for Sale	-	-	1.1	-	6.1	34.91
Accrued Interest Receivable	-	4.16	4.43	4.04	3.36	4.68
Other Current Assets	-	3.76	2.83	3.68	10.72	3.75
Long-Term Deferred Tax Assets	-	5.19	4.57	5.23	-	-
Other Long-Term Assets	42.73	28.33	27.5	26.78	26.07	21.34
Total Assets	1,263	1,154	1,149	1,306	1,320	1,167
Accrued Expenses	-	7.39	8.79	8	8.06	8.74
Interest Bearing Deposits	692.08	586.46	563.52	662.93	673.99	670.52
Institutional Deposits	-	52.4	36.5	9.8	12.8	15.2
Non-Interest Bearing Deposits	421.96	375.88	409.27	507.64	492.15	342.71
Total Deposits	1,114	1,015	1,009	1,180	1,179	1,028
Current Portion of Leases	-	0.9	-	-	-	-
Accrued Interest Payable	-	0.14	0.16	0.13	0.04	0.04
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	0.4	0.55
Long-Term Leases	-	3.14	2.57	1.15	1.48	1.95
Trust Preferred Securities	13.4	13.4	13.4	13.4	13.4	13.4
Total Liabilities	1,140	1,040	1,034	1,203	1,202	1,053
Common Stock	134.36	10.11	10.39	10.41	10.39	10.44
Additional Paid-In Capital	-	38.82	41.79	42.07	41.88	42.43
Retained Earnings	-	82.23	78.47	69.84	64.36	57.08
Comprehensive Income & Other	-11.03	-17.3	-15.96	-19.16	1.01	4.24
Shareholders' Equity	123.33	113.86	114.69	103.16	117.64	114.19
Total Liabilities & Equity	1,263	1,154	1,149	1,306	1,320	1,167
Total Debt	13.4	17.44	15.97	14.55	15.29	15.9
Net Cash (Debt)	110.88	62.71	92.1	303.93	374.33	212.97
Net Cash Growth	26.38%	-31.91%	-69.70%	-18.80%	75.77%	236.58%
Net Cash Per Share	11.03	6.08	8.83	29.16	35.85	20.10
Filing Date Shares Outstanding	10.02	10.11	10.39	10.41	10.39	10.43
Total Common Shares Outstanding	10.02	10.11	10.39	10.41	10.39	10.43
Book Value Per Share	12.31	11.26	11.04	9.91	11.32	10.94
Tangible Book Value	109.89	100.42	101.26	89.73	104.2	100.73
Tangible Book Value Per Share	10.97	9.93	9.75	8.62	10.03	9.65

Source: S&P Global Market Intelligence. Banks template. Financial Sources.