Pacific Financial Corporation (PFLC)
OTCMKTS · Delayed Price · Currency is USD
18.35
+0.10 (0.55%)
Jul 28, 2026, 11:55 AM EST

Pacific Financial Statistics

Total Valuation

PFLC has a market cap or net worth of 183.95 million.

Market Cap183.95M
Enterprise Value n/a

Important Dates

The last earnings date was Friday, May 1, 2026.

Earnings Date May 1, 2026
Ex-Dividend Date Aug 4, 2026

Share Statistics

PFLC has 10.02 million shares outstanding. The number of shares has decreased by -1.43% in one year.

Current Share Class 10.02M
Shares Outstanding 10.02M
Shares Change (YoY) -1.43%
Shares Change (QoQ) +0.01%
Owned by Insiders (%) 11.70%
Owned by Institutions (%) n/a
Float 8.85M

Valuation Ratios

The trailing PE ratio is 14.67.

PE Ratio 14.67
Forward PE n/a
PS Ratio 3.33
PB Ratio 1.45
P/TBV Ratio 1.63
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.22%.

Return on Equity (ROE) 10.22%
Return on Assets (ROA) 1.01%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 6.29%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PFLC has paid 3.22 million in taxes.

Income Tax 3.22M
Effective Tax Rate 20.44%

Stock Price Statistics

The stock price has increased by +65.91% in the last 52 weeks. The beta is 0.46, so PFLC's price volatility has been lower than the market average.

Beta (5Y) 0.46
52-Week Price Change +65.91%
50-Day Moving Average 17.01
200-Day Moving Average 13.30
Relative Strength Index (RSI) 62.80
Average Volume (20 Days) 23,990

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.02

Income Statement

In the last 12 months, PFLC had revenue of 55.19 million and earned 12.54 million in profits. Earnings per share was 1.25.

Revenue55.19M
Gross Profit 55.19M
Operating Income 16.31M
Pretax Income 15.76M
Net Income 12.54M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.25
Full Income Statement

Balance Sheet

The company has 94.31 million in cash and 13.40 million in debt, with a net cash position of 80.91 million or 8.07 per share.

Cash & Cash Equivalents 94.31M
Total Debt 13.40M
Net Cash 80.91M
Net Cash Per Share 8.07
Equity (Book Value) 126.46M
Book Value Per Share 12.61
Working Capital -1.02B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 29.54%
Pretax Margin 28.55%
Profit Margin 22.71%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.60, which amounts to a dividend yield of 3.29%.

Dividend Per Share 0.60
Dividend Yield 3.29%
Dividend Growth (YoY) 5.36%
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 1.43%
Shareholder Yield 4.72%
Earnings Yield 6.81%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 29, 2008. It was a forward split with a ratio of 1.1.

Last Split Date Dec 29, 2008
Split Type Forward
Split Ratio 1.1

Scores

Altman Z-Score n/a
Piotroski F-Score 2