Pacific Financial Statistics
Total Valuation
PFLC has a market cap or net worth of 129.62 million.
| Market Cap | 129.62M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, April 24, 2026.
| Earnings Date | Apr 24, 2026 |
| Ex-Dividend Date | Feb 13, 2026 |
Share Statistics
PFLC has 10.02 million shares outstanding. The number of shares has decreased by -2.64% in one year.
| Current Share Class | 10.02M |
| Shares Outstanding | 10.02M |
| Shares Change (YoY) | -2.64% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 11.70% |
| Owned by Institutions (%) | 0.08% |
| Float | 8.85M |
Valuation Ratios
The trailing PE ratio is 11.15.
| PE Ratio | 11.15 |
| Forward PE | n/a |
| PS Ratio | 2.44 |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.15 |
| P/FCF Ratio | 11.50 |
| P/OCF Ratio | 10.51 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.49 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.69%.
| Return on Equity (ROE) | 9.69% |
| Return on Assets (ROA) | 0.96% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.53% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFLC has paid 2.87 million in taxes.
| Income Tax | 2.87M |
| Effective Tax Rate | 19.79% |
Stock Price Statistics
The stock price has increased by +28.02% in the last 52 weeks. The beta is 0.36, so PFLC's price volatility has been lower than the market average.
| Beta (5Y) | 0.36 |
| 52-Week Price Change | +28.02% |
| 50-Day Moving Average | 12.94 |
| 200-Day Moving Average | 11.78 |
| Relative Strength Index (RSI) | 52.07 |
| Average Volume (20 Days) | 10,668 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.01 |
Income Statement
In the last 12 months, PFLC had revenue of 53.05 million and earned 11.65 million in profits. Earnings per share was 1.16.
| Revenue | 53.05M |
| Gross Profit | 53.05M |
| Operating Income | 15.07M |
| Pretax Income | 14.52M |
| Net Income | 11.65M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.16 |
Balance Sheet
The company has 114.81 million in cash and 16.82 million in debt, with a net cash position of 97.98 million or 9.77 per share.
| Cash & Cash Equivalents | 114.81M |
| Total Debt | 16.82M |
| Net Cash | 97.98M |
| Net Cash Per Share | 9.77 |
| Equity (Book Value) | 126.39M |
| Book Value Per Share | 12.61 |
| Working Capital | -1.01B |
Cash Flow
In the last 12 months, operating cash flow was 12.33 million and capital expenditures -1.06 million, giving a free cash flow of 11.27 million.
| Operating Cash Flow | 12.33M |
| Capital Expenditures | -1.06M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 11.27M |
| FCF Per Share | 1.12 |
Margins
| Gross Margin | n/a |
| Operating Margin | 28.41% |
| Pretax Margin | 27.37% |
| Profit Margin | 21.95% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 21.25% |
Dividends & Yields
This stock pays an annual dividend of 0.60, which amounts to a dividend yield of 4.64%.
| Dividend Per Share | 0.60 |
| Dividend Yield | 4.64% |
| Dividend Growth (YoY) | 1.79% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 48.18% |
| Buyback Yield | 2.64% |
| Shareholder Yield | 7.28% |
| Earnings Yield | 8.98% |
| FCF Yield | 8.70% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 29, 2008. It was a forward split with a ratio of 1.1.
| Last Split Date | Dec 29, 2008 |
| Split Type | Forward |
| Split Ratio | 1.1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |