Pacific Financial Corporation (PFLC)
OTCMKTS · Delayed Price · Currency is USD
18.38
-0.15 (-0.81%)
Inactive · Last trade price on Aug 31, 2026
Pacific Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 11.65 | 9.53 | 14.61 | 10.89 | 12.7 |
Depreciation & Amortization | 0 | 1.08 | 1.34 | 3.36 | 3.06 |
Gain (Loss) on Sale of Assets | -0.01 | - | 0.01 | 0.01 | -0.01 |
Gain (Loss) on Sale of Investments | 0.17 | -0.12 | 0.15 | - | - |
Provision for Credit Losses | 0.54 | 0.17 | 0.52 | - | -3.65 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | -0 | 2.24 | -0.47 | 6.66 | 44.89 |
Accrued Interest Receivable | -0.81 | 0.28 | -0.39 | -0.69 | 1.32 |
Change in Other Net Operating Assets | -0.05 | -0.5 | 0.17 | -0.18 | -0.33 |
Other Operating Activities | 0.78 | -2.99 | 0.13 | 7.07 | -9.84 |
Operating Cash Flow | 12.33 | 8.97 | 15.82 | 25.37 | 38.65 |
Operating Cash Flow Growth | 37.53% | -43.31% | -37.66% | -34.35% | - |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -1.06 | -1.47 | -1.35 | -1.17 | -0.6 |
Sale of Property, Plant and Equipment | 0.01 | - | 0.01 | - | 0.02 |
Investment in Securities | -7.23 | -11.83 | 0.14 | -81.8 | -114.68 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -71.06 | -19.52 | -44.97 | -10.15 | 96.45 |
Other Investing Activities | 0.28 | -0.04 | -0.04 | -0.02 | -3.35 |
Investing Cash Flow | -79.05 | -32.86 | -46.21 | -93.14 | -22.15 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Repaid | - | - | - | -0.4 | -0.15 |
Net Debt Issued (Repaid) | - | - | - | -0.4 | -0.15 |
Issuance of Common Stock | 0 | 0 | 0.01 | 0.05 | 0.06 |
Repurchase of Common Stock | -1.22 | -3.45 | -0.44 | -0.02 | -0.77 |
Common Dividends Paid | -5.61 | -5.78 | -5.52 | -5.41 | -5.42 |
Net Increase (Decrease) in Deposit Accounts | 108.2 | 5.44 | -171.07 | 1.42 | 150.52 |
Financing Cash Flow | 101.38 | -3.78 | -177.03 | -4.36 | 144.24 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 34.66 | -27.67 | -207.42 | -72.13 | 160.74 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 11.27 | 7.49 | 14.47 | 24.2 | 38.06 |
Free Cash Flow Growth | 50.47% | -48.22% | -40.21% | -36.41% | - |
Free Cash Flow Margin | 21.25% | 14.71% | 26.38% | 50.24% | 67.61% |
Free Cash Flow Per Share | 1.12 | 0.73 | 1.39 | 2.32 | 3.65 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 11.71 | 10.55 | 5.9 | 1.13 | 1.28 |
Cash Income Tax Paid | 2.28 | 1.53 | 4.25 | 0.12 | 2.28 |