Pacific Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	17.12	113.81	79.15	106.82	314.24	386.37
Investment Securities	211.44	102.59	110.29	126.44	150.13	129.91
Mortgage-Backed Securities	228.03	222.66	196.9	170.17	143	109.49
Total Investments	439.48	325.25	307.19	296.61	293.13	239.4
Gross Loans	771.14	775.85	704.87	685.35	640.72	629.76
Allowance for Loan Losses	-9.04	-9.29	-8.85	-8.53	-8.24	-8.3
Other Adjustments to Gross Loans	-0.54	-0.59	-0.62	-0.8	-0.76	-1.43
Net Loans	761.56	765.97	695.4	676.02	631.72	620.04
Property, Plant & Equipment	16.04	16.13	16.95	15.58	13.95	14.47
Goodwill	-	12.17	12.17	12.17	12.17	12.17
Other Intangible Assets	13.44	1.27	1.27	1.27	1.27	1.28
Loans Held for Sale	-	-	-	1.1	-	6.1
Accrued Interest Receivable	-	4.96	4.16	4.43	4.04	3.36
Other Current Assets	-	3.5	3.76	2.83	3.68	10.72
Long-Term Deferred Tax Assets	-	3.24	5.19	4.57	5.23	-
Other Long-Term Assets	43.02	28.82	28.33	27.5	26.78	26.07
Total Assets	1,291	1,275	1,154	1,149	1,306	1,320
Accrued Expenses	-	8.84	7.39	8.79	8	8.06
Interest Bearing Deposits	705.78	642.22	586.46	563.52	662.93	673.99
Institutional Deposits	-	74.8	52.4	36.5	9.8	12.8
Non-Interest Bearing Deposits	432.88	405.91	375.88	409.27	507.64	492.15
Total Deposits	1,139	1,123	1,015	1,009	1,180	1,179
Current Portion of Leases	-	0.84	-	-	-	-
Accrued Interest Payable	-	0.13	0.14	0.16	0.13	0.04
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	-	0.4
Long-Term Leases	-	2.58	4.04	2.57	1.15	1.48
Trust Preferred Securities	13.4	13.4	13.4	13.4	13.4	13.4
Total Liabilities	1,164	1,149	1,040	1,034	1,203	1,202
Common Stock	137.7	10.02	10.11	10.39	10.41	10.39
Additional Paid-In Capital	-	37.82	38.82	41.79	42.07	41.88
Retained Earnings	-	88.26	82.23	78.47	69.84	64.36
Comprehensive Income & Other	-10.62	-9.72	-17.3	-15.96	-19.16	1.01
Shareholders' Equity	127.08	126.39	113.86	114.69	103.16	117.64
Total Liabilities & Equity	1,291	1,275	1,154	1,149	1,306	1,320
Total Debt	13.4	16.82	17.44	15.97	14.55	15.29
Net Cash (Debt)	113.45	97.98	62.71	92.1	303.93	374.33
Net Cash Growth	-13.01%	56.25%	-31.91%	-69.70%	-18.80%	75.77%
Net Cash Per Share	11.29	9.75	6.08	8.83	29.16	35.85
Filing Date Shares Outstanding	10.02	10.02	10.11	10.39	10.41	10.39
Total Common Shares Outstanding	10.02	10.02	10.11	10.39	10.41	10.39
Book Value Per Share	12.68	12.61	11.26	11.04	9.91	11.32
Tangible Book Value	113.65	112.95	100.42	101.26	89.73	104.2
Tangible Book Value Per Share	11.34	11.27	9.93	9.75	8.62	10.03

Source: S&P Global Market Intelligence. Banks template. Financial Sources.