Pacific Financial Corporation (PFLC)
OTCMKTS · Delayed Price · Currency is USD
18.35
+0.10 (0.55%)
Jul 28, 2026, 11:55 AM EST

Pacific Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
184128127111111118
Market Cap Growth
66.89%0.82%13.99%-0.24%-5.88%20.66%
Last Close Price
18.3512.4911.619.468.989.12

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.6710.9713.297.6110.239.32
PS Ratio
3.332.412.492.032.312.10
PB Ratio
1.451.011.110.971.081.01
P/FCF Ratio
-11.3316.917.684.613.11
P/OCF Ratio
-10.3614.137.034.393.06

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.110.130.150.140.140.13
Debt / FCF Ratio
-1.492.331.100.600.40
Net Debt / Equity Ratio
-0.64-0.77-0.55-0.80-2.95-3.18
Net Debt / FCF Ratio
--8.69-8.37-6.36-12.56-9.84
Return on Equity (ROE)
10.22%9.69%8.34%13.41%9.86%10.95%
Return on Assets (ROA)
1.01%0.96%0.83%1.19%0.83%1.02%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
6.81%9.12%7.52%13.14%9.77%10.72%
FCF Yield
-8.82%5.91%13.02%21.72%32.14%
Dividend Yield
3.29%4.56%4.82%5.71%5.79%5.70%
Payout Ratio
-48.18%60.60%37.82%49.66%42.67%
Buyback Yield / Dilution
1.43%2.64%1.07%-0.06%0.17%1.44%
Total Shareholder Return
4.72%7.20%5.89%5.65%5.96%7.14%