Pacific Financial Statistics
Total Valuation
PFLC has a market cap or net worth of 128.26 million.
| Market Cap | 128.26M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, January 28, 2026.
| Earnings Date | Jan 28, 2026 |
| Ex-Dividend Date | Nov 14, 2025 |
Share Statistics
PFLC has 10.02 million shares outstanding. The number of shares has decreased by -3.37% in one year.
| Current Share Class | 10.02M |
| Shares Outstanding | 10.02M |
| Shares Change (YoY) | -3.37% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 0.08% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 12.09.
| PE Ratio | 12.09 |
| Forward PE | n/a |
| PS Ratio | 2.47 |
| PB Ratio | 1.04 |
| P/TBV Ratio | 1.17 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.74%.
| Return on Equity (ROE) | 8.74% |
| Return on Assets (ROA) | 0.88% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFLC has paid 2.57 million in taxes.
| Income Tax | 2.57M |
| Effective Tax Rate | 19.41% |
Stock Price Statistics
The stock price has increased by +5.86% in the last 52 weeks. The beta is 0.40, so PFLC's price volatility has been lower than the market average.
| Beta (5Y) | 0.40 |
| 52-Week Price Change | +5.86% |
| 50-Day Moving Average | 12.20 |
| 200-Day Moving Average | 11.66 |
| Relative Strength Index (RSI) | 77.71 |
| Average Volume (20 Days) | 3,231 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.18 |
Income Statement
In the last 12 months, PFLC had revenue of 51.90 million and earned 10.69 million in profits. Earnings per share was 1.06.
| Revenue | 51.90M |
| Gross Profit | 51.90M |
| Operating Income | 13.76M |
| Pretax Income | 13.26M |
| Net Income | 10.69M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.06 |
Balance Sheet
The company has 124.29 million in cash and 13.40 million in debt, with a net cash position of 110.88 million or 11.07 per share.
| Cash & Cash Equivalents | 124.29M |
| Total Debt | 13.40M |
| Net Cash | 110.88M |
| Net Cash Per Share | 11.07 |
| Equity (Book Value) | 123.33M |
| Book Value Per Share | 12.31 |
| Working Capital | -989.75M |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 26.52% |
| Pretax Margin | 25.55% |
| Profit Margin | 20.59% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 0.56, which amounts to a dividend yield of 4.38%.
| Dividend Per Share | 0.56 |
| Dividend Yield | 4.38% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.37% |
| Shareholder Yield | 7.74% |
| Earnings Yield | 8.33% |
| FCF Yield | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 29, 2008. It was a forward split with a ratio of 1.1.
| Last Split Date | Dec 29, 2008 |
| Split Type | Forward |
| Split Ratio | 1.1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |