Pioneer Bankshares, Inc. (PNBI)
OTCMKTS · Delayed Price · Currency is USD
50.70
+0.20 (0.40%)
Oct 23, 2026, 11:12 AM EDT

Pioneer Bankshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
19.4615.2512.9511.5212.5313.5
Revenue Growth
39.21%17.78%12.37%-8.06%-7.16%25.93%
Net Income
7.043.982.681.92.573.57
Earnings Per Share
6.993.982.691.922.573.60
EPS Growth
104.03%48.03%40.09%-25.28%-28.68%38.62%

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
-13.4831.2623.0615.7838.88
Total Debt
-30.1234.5322.622.562.6
Net Cash (Debt)
--16.64-3.280.4413.2236.28
Net Cash Growth
----96.67%-63.55%-3.53%
Net Cash Per Share
--16.61-3.290.4413.2236.58

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-5.133.683.524.123.9
Capital Expenditures
--0.14-0.08-0.12-0.07-0.15
Free Cash Flow
-4.993.63.44.053.75
Free Cash Flow Growth
-38.37%5.94%-16.08%8.05%-0.77%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
36.17%26.11%20.66%16.45%20.48%26.43%
FCF Margin
-32.70%27.83%29.52%32.34%27.79%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1201.0601.0001.0000.9700.960
Dividend Per Share Growth
8.74%6.00%0%3.09%1.04%4.35%
Dividend Yield
2.21%3.60%3.70%4.54%3.69%3.26%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.257.4210.0811.5010.268.21
P/FCF Ratio
-5.937.496.416.507.81
PS Ratio
2.611.942.081.892.102.17