Pioneer Bankshares, Inc. (PNBI)
OTCMKTS · Delayed Price · Currency is USD
54.99
0.00 (0.00%)
Aug 7, 2026, 1:50 PM EST
Pioneer Bankshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 3.98 | 2.68 | 1.9 | 2.57 | 3.57 |
Depreciation & Amortization | 0.29 | 0.33 | 0.47 | 0.42 | 0.43 |
Gain (Loss) on Sale of Assets | 0 | - | 0.13 | -0.32 | 0 |
Gain (Loss) on Sale of Investments | 0.3 | 0.24 | 0.3 | 1.28 | 0.04 |
Total Asset Writedown | 0.36 | - | - | - | - |
Provision for Credit Losses | 0.19 | 0.35 | 0.82 | -0.25 | -0.28 |
Accrued Interest Receivable | -0.18 | -0.11 | -0.13 | -0.12 | 0.07 |
Change in Other Net Operating Assets | 0.14 | 0.05 | -0.18 | 0.4 | -0.32 |
Other Operating Activities | -0.14 | -0.04 | 0 | -0.06 | 0.19 |
Operating Cash Flow | 5.13 | 3.68 | 3.52 | 4.12 | 3.9 |
Operating Cash Flow Growth | 39.33% | 4.55% | -14.65% | 5.77% | 0.21% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.14 | -0.08 | -0.12 | -0.07 | -0.15 |
Sale of Property, Plant and Equipment | - | - | - | 0.34 | - |
Investment in Securities | 17.81 | 1.65 | 4.92 | 19.34 | -48.7 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -27.81 | -22.99 | -32.84 | -28.77 | 19.28 |
Other Investing Activities | 0.9 | -1.27 | -1.06 | 1.94 | 0.07 |
Investing Cash Flow | -9.24 | -22.68 | -28.96 | -7.22 | -29.49 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 7.5 | 48.11 | 28.05 | 0.27 | 0 |
Long-Term Debt Repaid | -12 | -36.11 | -8.05 | -0.27 | -0.38 |
Net Debt Issued (Repaid) | -4.5 | 12 | 20 | - | -0.38 |
Repurchase of Common Stock | -0.09 | - | -0.51 | - | - |
Common Dividends Paid | -1.06 | -1 | -0.99 | -0.97 | -0.95 |
Net Increase (Decrease) in Deposit Accounts | 9.32 | 7.9 | 6.41 | 5.02 | 24.52 |
Financing Cash Flow | 3.67 | 18.9 | 24.91 | 4.04 | 23.19 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -0.45 | -0.1 | -0.54 | 0.95 | -2.41 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 4.99 | 3.6 | 3.4 | 4.05 | 3.75 |
Free Cash Flow Growth | 38.37% | 5.94% | -16.08% | 8.05% | -0.77% |
Free Cash Flow Margin | 32.70% | 27.83% | 29.52% | 32.34% | 27.79% |
Free Cash Flow Per Share | 4.98 | 3.62 | 3.44 | 4.05 | 3.78 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 5.45 | 6.58 | 2.52 | 0.44 | 0.66 |
Cash Income Tax Paid | 1.05 | 0.35 | 0.14 | 0.54 | 0.63 |