Pioneer Bankshares Statistics
Total Valuation
PNBI has a market cap or net worth of 35.43 million.
| Market Cap | 35.43M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Monday, May 11, 2026.
| Earnings Date | May 11, 2026 |
| Ex-Dividend Date | Mar 13, 2026 |
Share Statistics
PNBI has 1.01 million shares outstanding. The number of shares has increased by 0.57% in one year.
| Current Share Class | 1.01M |
| Shares Outstanding | 1.01M |
| Shares Change (YoY) | +0.57% |
| Shares Change (QoQ) | +0.52% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 8.85.
| PE Ratio | 8.85 |
| Forward PE | n/a |
| PS Ratio | 2.32 |
| PB Ratio | 0.85 |
| P/TBV Ratio | 0.85 |
| P/FCF Ratio | 7.10 |
| P/OCF Ratio | 6.91 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.04 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.10%.
| Return on Equity (ROE) | 10.10% |
| Return on Assets (ROA) | 1.14% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.58% |
| Revenue Per Employee | 293,308 |
| Profits Per Employee | 76,577 |
| Employee Count | 52 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PNBI has paid 1.04 million in taxes.
| Income Tax | 1.04M |
| Effective Tax Rate | 20.71% |
Stock Price Statistics
The stock price has increased by +32.08% in the last 52 weeks. The beta is 0.10, so PNBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.10 |
| 52-Week Price Change | +32.08% |
| 50-Day Moving Average | 30.62 |
| 200-Day Moving Average | 25.17 |
| Relative Strength Index (RSI) | 69.24 |
| Average Volume (20 Days) | 891 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.20 |
Income Statement
In the last 12 months, PNBI had revenue of 15.25 million and earned 3.98 million in profits. Earnings per share was 3.98.
| Revenue | 15.25M |
| Gross Profit | 15.25M |
| Operating Income | 5.38M |
| Pretax Income | 5.02M |
| Net Income | 3.98M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.98 |
Balance Sheet
The company has 13.48 million in cash and 30.12 million in debt, with a net cash position of -16.64 million or -16.53 per share.
| Cash & Cash Equivalents | 13.48M |
| Total Debt | 30.12M |
| Net Cash | -16.64M |
| Net Cash Per Share | -16.53 |
| Equity (Book Value) | 41.73M |
| Book Value Per Share | 41.62 |
| Working Capital | -268.02M |
Cash Flow
In the last 12 months, operating cash flow was 5.13 million and capital expenditures -139,000, giving a free cash flow of 4.99 million.
| Operating Cash Flow | 5.13M |
| Capital Expenditures | -139,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -4.50M |
| Free Cash Flow | 4.99M |
| FCF Per Share | 4.95 |
Margins
| Gross Margin | n/a |
| Operating Margin | 35.29% |
| Pretax Margin | 32.93% |
| Profit Margin | 26.11% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 32.70% |
Dividends & Yields
This stock pays an annual dividend of 1.12, which amounts to a dividend yield of 3.18%.
| Dividend Per Share | 1.12 |
| Dividend Yield | 3.18% |
| Dividend Growth (YoY) | 9.00% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 26.67% |
| Buyback Yield | -0.57% |
| Shareholder Yield | 2.61% |
| Earnings Yield | 11.24% |
| FCF Yield | 14.08% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on April 5, 1999. It was a forward split with a ratio of 2.
| Last Split Date | Apr 5, 1999 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |